Share your tips to reach minimum spending to claim sign up bonuses.

These are mine:
1. Prepay kids tuition
2. Prepay utilities
3. Prepay taxes
4. Buy gift cards
5. Time big expenses

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

Do you advise taking equity out of your personal home and use that to invest/down payment of a rental property?
Some facts below:
I bought my personal first home in 2020
Bought it for 795k
Mortgage of 400k
Current market price 1.6M

Can I still do a backdoor ROtH IRA for 2021?

How useful do you find bitcointalk to be?

In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

Should I trade in my iPhone 13 pro max for $720 to Apple? I don’t know what they sell for used but if that is a good deal let me know if you want to buy it.

Base is at 180k, after tax, insurance , 401k and ESPP (max out), my bi-weekly pay is only like 3600 (like 8000 monthly). Can people really save this kind of money, or most people rely on their stock appreciation?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

Cross posted: Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

How’s litecoin doing? Thinking to invest in it.

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Junior Associates - How much student loan debt are you and your peers in these days? A few young partners and counsel at my firm were discussing the student loan moratorium and most of us were convinced we could have paid the majority of our loans off with the bonuses associates got these last two years. But we are all old and when we graduated 150k to 200k was about the max student loan debt people graduated with. So educate me. What is the average student loan debt these days?

For those who cold call on 401k plans, what is your approach?

Production Companies in Mexico City

Anyone have any recommendations for production and/or post companies in Mexico City? Looking to shoot and edit there to try and make the budget work.

I came across a copywriter position that I’m interested in, but one of the requirements is 8 years of experience. I’m currently just over 5 years. Would it be ok to still apply?

Y’all are extra judgy in this bowl.

Hi All,
Need some suggestions, I'm currently working with EY GDS as full stack developer as Senior Associate III with 7.3 years of experience.
Current CTC: 30.5L (24 fixed + 6.5 bonus)
I'm looking for change now which companies should I target to? who can give me atleast 45-50L with job security.

Any suggestions?

For SAP Is coding knowledge required ? If not then are non coding sap roles are in demand in India also please share how will be the future and pkg ..thanks

If an otherwise good interview the interviewer says: “I think you have great experience that will help you wherever you go”. Should I be reading into this?

I am quite early in my career and currently working on my masters in data science. Any tips on what kind of projects I should include on my resume and if I should include them?

PPMDs, if an employee comes to you and ask for support to join a different group within the firm and the employees ends up not getting the other role, do you typically treat them differently after (e.g., not staffing them on as many deals) / would you hold them back from promotion the following year?

Do schools allow you to defer for more than a year?

Super important topic - What RU wearing to your Christmas party. I’ve been seeing pics of guys in suits and women in gowns this year.

I’m already sick of Joe Buck.

Where are there openings for a lead strategist / head of strategy at the moment? Not asking for a friend.

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Any idea what all features of screen tracking tool lti is utilising?

What are the criteria for LTI Grant to individuals and what are the amounts for Level 8,7 and 6 if it gets offered in India ? TIA

What is up with the pet pics? Is it karma farming or spam? Either way kinda cringy, this is a bowl about job referrals.

Is it worth joining ValueLabs on 6 months direct contract?

Looking for a resort to use points at for a girls getaway. Limitation is no zika places so pretty much continental US or Bahamas. TIA!

"How many points?"
I'm new to all this. Beyond all the humor is this actually commonly done ? What's the process and way to go. Real examples please:)

Bathroom smells of cig smoke and they can’t transfer me to another room till tomorrow. How many points?

Need to get precheck/global entry. Should i get a credit card that covers this and cancel in a year, or should i pay it myself?

Thoughts on the new Chase Freedom Flex?

Priority Pass (through my CSR) cancelled their relationship with the lounge in my home airport all of the sudden. That was a huge benefit of having the card for me. Anything I can do with Chase?

Has anyone ever had any success in getting a delta base economy fare refunded? Am no longer going on a trip and wondering if I can get those points back that I used to cover the fare

I’m 2700 MQM short of reaching Platinum with Delta. Is it worth doing a mileage run before EOY, or should I take the rollover into 2020?

Amex Platinum or Chase Sapphire?

American Airline q - if I have Gold status and an American Airlines credit card - does that mean I get two free checked bags or one

Can one pay for cabin upgrades with refund credits?

Anyone have the SPG/Marriott corporate code for Comcast?

What's the point of Delta drink vouchers when they serve alcohol on request anyway? (Even in economy)

I have a boneheaded question I’m pretty sure I know the answer to. My partner can’t use my Hilton Honors account for an upcoming stay he is going to book, right? He doesn’t need my discount or anything - was just hoping that he could get my diamond benefits.

Does Platinum Corporate Amex worth the $550 fee in terms of points? Let's say I travel up to 50% of the year. And EY doesn't pay for the membership fee anymore, right?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Diamond medallion on Delta. They lost my bags on the outbound (3 with my wife who is Plat) and inbound flights (1) on a trip to Europe. How many points should I expect? Any advice to deal with this?