Do you advise taking equity out of your personal home and use that to invest/down payment of a rental property?
Some facts below:
I bought my personal first home in 2020
Bought it for 795k
Mortgage of 400k
Current market price 1.6M

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Why does everyone go for Vanguard ETFs over Fidelity? FXAIX has a higher return and Sharpe than VOO over the past 12 yrs. What am I missing?

Where do first year associates / business analysts typically live in NYC? What’s a realistic rent budget?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

What apps do you use to purchase coins such as XRP

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw

How much are you contributing to your 401k?

What is a reasonable rent increase %

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Guy slid into my DM’s asking to be my sugar daddy. But he wants my PayPal info to send me money. Is PayPal a safe way? Also lol what is my life 🤦🏼‍♀️

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Tough investing market out there!! What are some investment strategies to consider during these times?

What is the best advice you would give to a junior account manager?

Have McK phone case coming up, has anyone had feedback on why you haven’t passed? Looking to avoid missteps.

I'm moving from Tennessee to the St. Louis area to be closer to family. I was offered a role as a CPA Lawyer with a salary of $65,093, is this considered a good offer for the area?

What is the current attrition rate at Credit Suisse? . Is it a good idea to switch to Credit Suisse at this point of time as in the latest news I heard company is going in too much losses. My domain is IT.

Looking for a salesforce referral, highly qualified, passionate product manager seeking something new! Will DM the role(s)!

Urgently need referral for TIAA
YOE- 3.4
Tech Java Spring microservices backend
Fintech domain
LWD 1st Sep
Location Pune
Thanks

So with all the layoff talk on the BL bowl, how’s Texas M&A market doing? Anyone expect an uptick in Q4?

Looking for Devops eng role.
Exp- 1.5 year.
Tech stack- AWS DevOps.
Any lead would be helpful

Anyone had pay review conversation. How much is hike/bonus

Anyone have experience on a credit strategy fund especially a credit hedge fund? Do they recruit non bankers? I saw an interesting opp but I have very little relevant background with debt (consulting background)

I JUST LANDED A PHONE INTERVIEW WITH GOOGLE!!! can I get some google phone interview tips, advice, etc.? (Forever grateful) 🙏🏾

Medical biller does anyone know of evening medical biller remote position’s? I work during the day but really need a part time position.

Hi fishes,

How is it to work for Reliance Jio?
My tech stack is angular
And why they are giving deputy manager designation?
Is that the grade ?

Comp range for s&o associate tier 1 city with 2-3 yoe? Tech firm pre IPO. How can I get as much money as possible

Hi , can someone help me with the resignation process in cgi? Do we jus need to drop a mail to manager or any request needs to be raised in the portal? And if it is just mail, then what happens if manager is on long leave for 2 weeks?

Hey y’all. I am starting a YouTube video and I am about to shoot a video about bank accounts. If you were an audience what would you like to know about your bank account?

This will be my first time for increment cycle in IBM india. May I know how much I should be expecting or consider as a good numbers in hike of my salary?

Years of exp: 8+
Band: 7B
Fixed salary is 16 lpa

What happens at RIMS? Is it worth going to?

I met this guy online a month ago, we see each other once a week, and I find myself like him a lot, I feel more and more smitten with him (no sex at this point). We are not exclusive, and I think it’s early to have the talk anyway. Another guy matched online asked me out on a date, and I feel guilty about going. Can someone help me overcome the guilty feeling I have? 🥲

I was given a 15k, 0% loan to pay off my student loans upfront from a family member. Would it be better to invest this money and just pay back my family member monthly since the 4% rate on my loans would be less than (hopefully) the amount gained in the market?

What’s the point of income thresholds for IRA Roth contributions if you can just back door into it when you make too much? You can still contribute $6k either way right?

Thoughts on below upcoming IPOs?
1) Clear Secure
2) Krispy Kreme

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

Can I still do a backdoor ROtH IRA for 2021?

Are the ETFs that track the S&P (VOO etc) heavily dependent on FAANG? Is it too risky ad a result - since it’s reliant on a few companies in the same industry?

HYSA anyone recommends?

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

Gonna help my 16 year old sister get a Roth IRA and learn from my mistakes of not starting early... Should we park it in a target date fund or index fund (VTWAX or the like) ?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

Are there any tax benefits from working from home?

Auto rebalance (every 90 days) or manually rebalance as needed? I'd rather be more passive but willing to do it myself to save money. Btw if anyone ACN knows rebalance cost structure, please share.

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Is it stupid of me that I scaled back my 401k contributions 12ish months ago because the market is so high? Considering increasing again but am wondering what y’all are doing?

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.