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I have 80 days for my LWD. I have completed the Digiverification and yet to start preonboarding process. I have been receiving quite some mails to complete the process. I'm in dilemma whether to complete or not as I'm giving few more interviews now.
Can anyone suggest by when we have to finish the preonboarding process.
Infosys Tata Consultancy Mindtree Cognizant IBM
Any women doing GORUCK ?
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What are the best cities to live in for FIRE?
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Subject Expert
How much do you spend? How well have you bracketed the number?
Are there expenses that might crop up that aren't in the plan? Health insurance? How sure are you that you will not want to marry?
Do you have a sense of what you would do with your time if you retired?
Do you have a sense of what, if anything, you might do with extra spending that would make you happier?
Subject Expert
So you can think about what extra spending you could do on travel and connections if you had more money, and whether it would be worth extra time working.
In response to OP reproducing: furkids bring all the love and joy WITHOUT the talking back or asking for money!!! Plus the way this world is going and with the overpopulation/climate crisis, I personally would never bring another human into this mess... proud kitty mama here 😻
Dogs are great but they are not remotely equal to children. And your talking point is uninformed and out of the 1970s we need kids desperately in the US
Coach
Just quiet quit
Well stated associate!
Find a partner and have a kid
Perfect response to the kid/marriage remark 👏. The legacy bs is a bit nauseating tbh.
How much in retirement accts vs taxable accts? I think when you can retire depends a lot on your taxable accts. Also, if you want to retire early, you have to think about healthcare cost.
Subject Expert
Very bad advice
You’ll need some of that 3M in an account you can withdraw from before retirement age
Which of those accounts can’t be accessed before retirement age?
About 1.4 million of the invested not attached to retirement investments.
Subject Expert
Your question seems a lot less about money than what you want to do with your life.
What does your life in retirement look like?
Subject Expert
Go do it then!
You must be living on less than $120k
You have plenty of money
Take the summer off.
Too hard to say to a stranger on the web, better to speak to a financial advisor that can know all your personal details. Or you at least sit down with an excel spread sheet to determine what your yearly expenses are and how they'll pull at your assets once you no longer have that reliable cashflow in.
The biggest thing is we don't know what your lifestyle is like. You've got fall-backs, but they don't last forever and often take a hit is pulled from early. You've got investments, but those can be unreliable until you've cashed them. 150k per year sounds like a lot except we don't know how long that's been a thing or how much you use per year.
There's short-term and long-term goals and/or factors to consider too. Do you have expensive hobbies you'll want to maintain or spend more time on once retired? Want to build a workshop or extend a building or something? Will you need additional funds for medical costs, maybe accessibility refurbishments, old-age homes, etc. Some countries cover most of that, others call it your problem. There's a lot up in the air there.
All of that might be doable at this very moment, but the only one who'd know that is you.