Some input please: I live in HCOL city, earn 260 TC (175 base, 45 bonus, 40 RSUs), 30, single. There’s a house for 1 mil in the city, liveable but would require 100k of work to make my dream home. Mortgage is 4300 a month - is this too much given what I earn? I have 150 in retirement accounts, 200 in brokerage, and 250 in cash at the moment. Thanks for the perspective

Has anyone used EquityZen to invest in secondary markets?

Just wondering if I got lowballed, should a software tester get paid 65k, entry level/straight out of college with a CS degree in the DC area

I heard from my head that there is a lot of slowdown in VW Germany... There is Hiring freeze, level freeze and all ... And soon that will spillover to india. So be prepared for very less hikes in coming cycle :( Also automotive sector in general is struggling with tesla laying off 10% workforce recently. Maybe time to make a move? What do you say fishes?

Hi Fishes,

Need advice,

I recently got laid off by PS and my notice period just got over,

I have offers from:

PineLabs,

HealthKart,

Recro,

Rojo Consultancy

All are offering almost same ctc around 19-22 LPA,

I have 3 years of experience as a backend developer,

working on Spring Boot, REST API, Java 8.

Any help is really appreciated,

Thanks in Advance 😅

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Does anyone know the average pay of a physician assistant emergency medicine working in Orange County?

I know this is a broad question but how much should a 3 year PI attorney going into their 4th year make approx. I’m in Chicago, a range is fine too.

How much salary can a mainframe developer ask for with 12+ years of experience and for Hyd location

Roth vs Traditional 401k, thoughts?

Big 4 tax managers - how much do you make and which office?

Hello fishes, what should be the right salary range for 9.5 yoe in development. Technology is Python and Java. Amazon Newco Larsen & Toubro Infotech IBM Tech Mahindra

I didn’t got the bonus mentioned in the increment letter. Only increased salary. When do we get it?

How much can i expect from delloitte usi/ey gds
With 4 years of exp and offer in hand 14.5 fixed +var
Tech : ORACLE BI
C CTC - 9LPA

Looking for some software or tools recommendations for
1. Plan for retirement- I am looking to do the following calculations : calculate total corpus required at retirement based on inflation lifestyle etc. , calculate total amount my investments will grow at retirement age ( 401 k , savings etc, ). These two figures should give me an idea where the additional amount i need to invest.

Any recommendations?

Does any one know UK onsite salary for manager role for short term

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Anyone succumb to the ads and try Il Makiage make up? Foundation/concealer. Their brilliant ads make me curious, but not sure why not seeing it at Sephora is getting in my way. (while I’m at, how about that Thrive mascara that is everywhere)?

I am an Indian CPA and pursuing my level 2 Cfa. I have worked with family office and Swf and have relocated to Vancouver. Any tips on where to begin my job search

Is there any way to travel or live internationally while working for the US government? I’m working in finance and accounting. Would love to know how and where.

I just had my first ultrasound and they’re telling me I’m only 6w3d… but I really thought I was 7w6d based on my last period and conception date (I’ve been tracking everything with Flo). It feels off to me bc I’ve tested positive for 4 weeks now. How do you know what to trust?

Lost my job last October.... haven’t been able to find anything... desperately seeking for help. Have experience as a BA mainly in financial sector

Anyone have hospitality brand/culture marketing connections in Chicago?

Anyone have success cold applying for VC roles and not in MBB? Just submitted an app last week and they should be reaching out this week, but I’m not sure how long to wait before giving up…

Do any of u have book recos that give you the low down for digital/social (inclusive of what reporting means ect)? Just joined a team and would like to be proactive since everyone is super busy for

What is the greenest olive oil you can get? In restaurants they would give you sometimes this beautiful bright green olive oil that’s delicious, but can’t seem to find where to buy it. 🥲
It’s for a present so something bougie would work

Just wondering if I got lowballed, should a software tester get paid 65k, entry level/straight out of college with a CS degree in the DC area

Which company is good to join ?

We’re hiring across the board at KPMG for cyber / cyber risk work - shoot me a DM if interested. (Pays well!)

Do you thank your tenants for paying the rent? A quick thank you text?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

For those that built higher end homes, what kind of appliance budget did you have?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Any one knows what’s the easiest way to order a radon test for new construction?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Can I get a commercial loan without 25% down?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

What's the best city in UK to buy a buy to let property, with best returns?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?