Stupid question but what is the advantage of SIP over one time investment in present scenario?

Granted no one can predict the bottom but won't it make more sense to do a one time investment from savings when it feels like the bull run is back?

FYI had started with 1L but exited the week before with some loss (which probably would have been substantial more had i waited)

Now I'm thinking to invest lump sum when it feels like the bottom? Any thoughts ?

Estimated tax payment question:
I converted $30k of rollover 401k into a Roth IRA and have $26k of realized ST Capital Gains this year (Roth conversion in end of Q1 and most capital gains in Q2).
My total federal withholding tax last year was approximately $12k and this year I will have 40% more in reported income on my employer W2 and anticipate higher that $12k federal withholding for my new job. Given this, what is the best way to go about making est. tax payments for the income (continued.)

How old were you when you bought your first house?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

I am selling a huge portion of my stocks this week to purchase a property. Mostly selling off the stocks which are over an year and with good profit.. however, there are few stocks (less than a year old ) which I think not doing so well and I am planning to sell on a loss. How can I use this to my advantage on my tax benefits?

Quite a newbie, everyone around here seems experienced - what should I buy short term & long term to take advantage of the dip?

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Side gigs. What do you do to supplement your income (besides marry for money)? I bartender but that’s taken a hit with Covid. Thinking about some kind of tutoring set up.

Who day trades / swing trades with another job? Any tips?

In particular wondering if it’s a sustainable side income or just for fun, and what are you trading (stocks, crypto, forex, futures, etc.)?

Well, its a good thing I sold ARKF when it was $55 last year

Do you make use of the monthly commuter benefit? I was wondering how much I should contribute every month. Is 127 enough to cover the monthly pass or is there tax on top?

I want to know which tax slab can be appropriate for a 10lpa and what are the way I can manage to reduce my tax computation.
I have been to this tax slab for the first time don't have. any knowledge.
can one of you assist what can be done or what are the steps for saving the tax or us it possible to have 0 tax.
FYI,
2.2lck is hra

Serious question, what books or resources to be strategic about family planning / having kids? For example, what HHI income would we need, ideal age to have them, etc. In my mid 20s and planning for my future.

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Hi All, newbie here to real estate investing. I have a primary with about $180k in equity and want to A) Get a larger primary in about 12 months and B) Acquire a cash flowing rental asap. Would you try to cash out refi and buy an investment property now; cash out and rent out your current place and buy a new primary or sell your current place and try to get buy a small investment and a new primary?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Thoughts on states taxing student loan forgiveness as income ? I admit I don’t know much about tax law but I feel like it shouldn’t be considered income unless they’re sending out checks to everyone. 10k off the balance of my loan shouldn’t be considered income.

Anyone in Dallas recommend someone good for multi state taxes?

Sort of houseplant related... but does anyone actually have experience with large fake plants, specifically the best places to get them? I have a large collection of live houseplants but I wanted a large (5’) fake plant for a place in my house that gets little to no sunlight. A lot of the ones I’ve seen look super cheap for how much they cost and I figured someone here might have some good advice :) TIA

Best way to prepare for SHRM ?
Any tips or resources that helped you pass the exam?

Any tips for a first timer at Oktoberfest? I already have tables reserved and am looking at purchasing a lederhosen this week.

Long weekend to Nashville. Any tips and must-sees?

Planning to go to Cancun during Labor Day weekend. Which Bonvoy property ? Ritz, Westin Lagunamar, Westin Resort & Spa or JW ?

Looking to fully refresh my ski equipment (skis/bindings, boots, etc). Midwest places are starting to close up (wtf I know!). Anyone have recommendations on solid ski shops? Prefer Denver/Colorado Springs Metros but open to all.

If I decline health insurance at IBM, do I get a cash payment? I have an offer from another firm that gives me $5k... does IBM give anything?

(Wife has free health insurance via her city job)

Is it worth joining Kpmg india lighthouse ?
Which one will be good in terms of learning and wlb KGS or KI?please suggest

Does anyone have experience taking the Marketing Management and Digital Strategy Graduate Certificate at Harvard Extension School or other certificate? Thoughts?

“The copy needs more modern slang young millennials can relate to. It isn’t jiggy enough right now."

What is the notice period if left in probation period?

I am the only immigrant with an accent in my office and it’s almost a daily thing now that my bosses/coworkers would explain terms to me that I already know. I’d often freeze when they do that because my first reaction is always confused. How do you talk about it with them after the fact especially when it seems like it’s not a big deal to them?

Seeking a remote job. Bachelors in PR, currently working in logistics. Open to new opportunities. Any recommendations appreciated!

Assuming that I'm okay with a salary of 70K and more, and that I really don't want to work at a law firm. Is it going to be difficult for me to return to law with two years of experience and one year working in a legal adjacent role.

Hi Fishes,
Anyone needs referral in Infosys please DM me.
We have openings for Java Developer, .NET developer, DevoOps consultant, React JS developer, AWS developer, Azure developer. Feel free to contact.

Hi sharks,
Any openings for btech ECE freshers please 🥺

Folks I'm really sad - like, REALLY sad. Can we all just have ONE thread where we come together and agree that there is no justification for the people who murdered Brian Sicknick?

Can we not just accept that there is no excuse for a crowd of people collectively killing a Capitol Police Officer?

Please?

hi ,

any one joining accenture on may 16th? please let me know

This fishbowl isn't really active, is it 🙄

What should be the ideal package for an 10 years experienced in identity access management consultant??

Hi all,
I've been asked to work on 2 projects on a shared basis, yesterday i saw the other project's source code and it's a huge mess!!
It's legacy and so confusing, the guy who explained the source code himself wasn't aware what it does.
How do i refuse to work in this project, help pls.

Hi,
HCL offer permanent WFH? Please help me with this

Skill : Performance Testing
YOE : 8.1+
CTC : 12.4LPA+(fixed)
Current Company : PwC India
I know I am underpaid, but my leaders are forcing me to work on multiple projects, for which I am getting anxiety even before working or denying.
What is the solution? Provided I don't want to switch & increase salary just to provide more tax to govt or the work may increase more too.
I need 100% job stability, which only PwC can provide.
Genuine advice needed!!

What is the notice period in Citiustech ?

Hi fishes,

What do you think is the future of Appian developer?
Is it worth switching my profile from .net developer to Appian ? Like if we consider career as well as financial growth?

Please guide

Hi fishes,
Any one here working with ondc project ?

Has anyone done Web Enabled M.Tech Programs for Industries from IITs? I heard that only company sponsored candidates are apply for that program. Which all companies help owth this?

Hi fishes,

Will TCS HR asks for existing offer letter??
Is it ok to share with them,
Hoping it won't create problems...

What sort of work is there in Analytics consulting firm ? Can somebody please help me undertsnad

Hello, Recently I received OL from Oracle for a senior consultant. Can anyone share the working time in Oracle (OSSSI). Particularly for EMEA region Oracle

Fishes, anyone of claimed full HRA living in non metro city? I have to file for house rent monthly (to my mother) between 30-35k in a non metro city to claim 100% HRA

Is it fine? Although i will show PAN no and file ITR for my mother but just wanted this isn't any issue right? Anywhere done it?

I feel like the urge to run away whenever I'm unable to perform well or understand things. I feel like an impostor getting lucky along my career path. Deep down I know I can do it but I'm slow. Switching jobs is not the solution I feel as I've already tried that. I feel like if I communicate my shortcomings I'll be questioned of my prior experience. Feel like quitting and prepare for a government job or don't know what.If anybody has experienced this phase can you please advice.

Help me getting 11 likes. TIA❤️