Thinking of buying a new Rav4 hybrid - I’ve never gotten a car loan before. Should I apply to a Chase/Amex car loan or finance through the dealer? Any other advice would be appreciated.

TIA

likesmart
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I would apply with your bank first and see what the rate is, plan to go to at least two dealers, and just make them beat each other in price

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Thanks for the advice!

I’d go through Toyota finance. Their rate will be the lowest.

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Is your credit really good?

Check what Toyota National and Toyota regional are offering. Often times, the promotional rates they offer on specific cars are way better than you can get on your own.

If you secure your own financing, be sure to check rates with a credit union as well as your favorite bank or National company. Many local credit unions will offer better rates on securitized loans to earn your business.

likefunny

My family’s always had rav4s so im super comfortable with it. I had a mazda3 stick shift before which i loved but wanna stick with something a bit bigger. Glad my choice is approved by this bowl 😂

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