This is silly to be happy about but it’s a personal win. Because of stupid decisions I made when I was in my 20’s, I had not so great credit and always had to get a co-signer on a car or apartment well into my 30’s. Last year, my wife and I bought a house with the lowest interest rate and today I applied for the AmEx Platinum and was approved immediately - no “we will contact you” or “need further review”. It’s something most ppl can get but it was a nice feeling after years of BS.

likeupliftingfunny
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I give her all the credit for never judging me and being a great example.

likeuplifting

Definitely not silly to be happy about. 👏🏻 for you!

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Work it🙌🥳

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Thank you! Feels good even though I’m paying the high annual fee, but we will make up a good chunk of it through travel and using the other perks.

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Should’ve gone with Chase Sapphire my boy

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Congratulations 🎊🎉

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Been there, done that! And yes, it feels great. Even now when I see my credit score over 800, I can't believe it.

Congratulations

likeuplifting

🙌🙌🙌🧐

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🧐

Congratulations man! Don’t minimize this. It took discipline.

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Congratulations!

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Good for you

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Congratulations! 🎉

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this is really beautiful and kudos to your wife for helping you change. do you mind sharing what she did/didn’t do that helped? I want to learn from her

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As my likely future mother in law always says “the money she makes is her money and the money you make is her money hahaha!”

likefunny

Awesome! 🎉

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Congrats!!! Good personal finance is not taught in schools — it’s literally taught by parents if you’re lucky enough to have financially savvy parents or friends/partners if you get over the stigma of talking about money in public!!! This is a HUGE milestone because bad credit is just so difficult to overcome, and you! Really! Did! That!

uplifting

Thanks! Parents always tried to teach me best but I was one of those who had to learn the hard way. Great lesson and never making those mistakes again!

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