Posting as :
works at
You are currently posting as works at

I did not watch this video but my stance has always been that points only have value if you have the time to find the best deal for them. If you’re not going to use them well or in a good time frame, just take the cash

like

Makes sense!

I used to be solely team cash back. I have four credit cards that can give me 5.25% cash back up to a certain point every quarter. I finally made the switch to points and value them significantly more when I have upcoming travel. If I can get four or five times Points that I can transfer to airline, I will be able to get better value than my 5.25% cashback.

like

Also, if you live by a smaller airport, points give you access to flights with either less connections or a better time that would be significantly out of reasonable reach buying in cash. For example, it usually costs about $6000-$8000 for me to fly to Asia with only one connection or I can’t even get that route to pull up. It typically costs me 55,000 points and it always shows up when I’m shopping with miles.

Points are much better if you're willing to do the work. At the very least, you can get medium value from Chase through their travel portal (1.25x or 1.5x) or transfers to Hyatt (even "bad" redemptions hit 1.5x pretty easily). Only gets better from there if you care enough to find it.

like

Generally speaking, points are better, but if you're not really into traveling (usually the best points redemption), or don't charge much, cash back can be better.

like

True

Related Posts

Hi all! Appreciate all the advice / nerding out about watches in this group! 🙂 Planning to get my first Rolex and also have some upcoming travel to Budapest planned. Has anyone purchased a Rolex there? How was the experience? Trying to take advantage of the high VAT!

like

Hello Fishes, How much Amex can offer on Product Owner role at 14 years of exp ??

like

I worked with a Junior AD that skipped college and went straight to portfolio school. I was mad resentful of him at first, mostly because I wish I would have thought of that and saved $100K.

like

I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

like

Does Platinum Corporate Amex worth the $550 fee in terms of points? Let's say I travel up to 50% of the year. And EY doesn't pay for the membership fee anymore, right?

like

Does American Express gives the Diwali gift ??
Amex

like

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

like

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

like

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

like
like

I was given a 15k, 0% loan to pay off my student loans upfront from a family member. Would it be better to invest this money and just pay back my family member monthly since the 4% rate on my loans would be less than (hopefully) the amount gained in the market?

funny

Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

So if I were to rent a car from Trips, can my wife (not in Deloitte) drive that car as well? Is she also covered in the insurance? Does anyone know?

Need to get precheck/global entry. Should i get a credit card that covers this and cancel in a year, or should i pay it myself?

like
like
like

Ever since moving to hybrid work, my coworkers are always complaining about how much they hate their jobs, how much of a hassle it is to travel or work from home. How can you be expected to do your job when you're just so far away from everything?

like

Amex Platinum or Chase Sapphire?

like

There’s gotta be some strategy to play this. Either stock buying or options play. Give me some strategy here BC

Post Photo
like

Anyone have a carry payout model they can share? Trying to build a few scenarios

like

More Posts

Is there any easy way to handle FedEx/ups tracking numbers? I’d like to have some formula that would just show the status in another cell.

like

Looking for the average PwC signing bonus offered for M1/Finance Consulting/Tier 2/experienced hire. I will lose around 20-30K non vested cash if I make the switch. I can use that as leverage but I am just curious

like

I have cleared all interview rounds for senior software engineer at Nike India. I wanted to know how much can I ask to HR. For 3 years experience.

like

I joined OPTUM today so how soon we can expect laptop and goodies.

like

Who is excited for the epic tale of Jon Snow. It's going to premiere in late December.

like

Hello peeps,
I’m an SC and new to Deloitte Australia. I had few questions.
1. When/which month do we get increments/hikes in a year? Is it twice a year or just once?
2. What’s an average % increase in pay each year?
3. How many years does it usually take for a promotion from SC to M?

Middle America is a POS

like

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

like

Is someone from Hansa Research Group here? I need to ask about work life balance there?

Anyone familiar with Ephesoft Transact that would let me pick their brain?

like

Just got an offer at Microsoft. Anyone here I can chat with?

like

Hi

Is anyone able to access prudent mediassist portal to submit claim after new entollment ?

like

Hi All,

I am looking to join NTT DATA IPS next week as a software developer, can anyone please help me to understand how's the WLB and culture of the company. And also about the projects which they will assign.

Your response will really help me a lot in making a right decision.

Yoe - 4.5yrs

like

Looking for some pay range information. I’m a national manager for a home health type setting for Neurodiagnostics. I run 2 departments (EEG technicians and EKG technicians) I have 7 direct reporting managers below me and 100 technicians who umbrella under them and they are scattered across the US. Im in charge of monthly reporting, hiring/firing, assist with recruiting/forecasting where we are having growth, mentor, coaching for development, oversee unit and supply inventory, cont in comments

like

What is element require mitigation in a background check?

like
like

What programming language are you mostly using at work? For me it’s Java

like

I have been working in SEA region last 4 years. I feel burned out. I have 10yoe, I have try to move to other country but I pretty much suck in LeetCode. I want to take some time off to unwind, finish some personal business, and really prepare for interviews. I would like to hear from you. Should I quit to my current manager(5th so far) or wait after mid year performance review, when a new boss will take over my team? I'm thinking on giving them 2 months notice period. By contract is 1.

Thanks

like

What should be the salary in Amsterdam, Netherlands. Considering the current inflation and high cost of living in Amsterdam as compared to metro citys in india
Yoe: 6-7yr
Tech stack - Java backend/Full stack developer
Current ctc in india : 27lpa

Will be moving to Austin next year since my fiancé is getting relocated there. Anyone have any leads for junior technology transactions or data privacy roles. TIA!

Additional Posts in All things points

Does Centurion Lounge access justify the Amex Platinum fee? 80% of foreseeable travel will be through IAH, DFW, and LAS.

What's the point of Delta drink vouchers when they serve alcohol on request anyway? (Even in economy)

like

American Airline q - if I have Gold status and an American Airlines credit card - does that mean I get two free checked bags or one

like

Anyone know if this is updated in real time or if it is like per-statement?

Post Photo
like

How does one go about complaining about a poor hotel service incident and getting points? In a country where I don’t speak the language so I’d rather not waste time trying to escalate in person

like

It says on Bonvoy breakfast voucher that gratitude is included. Somehow they always expect additional cash tips?

I have a boneheaded question I’m pretty sure I know the answer to. My partner can’t use my Hilton Honors account for an upcoming stay he is going to book, right? He doesn’t need my discount or anything - was just hoping that he could get my diamond benefits.

like

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

like

Will have a night in Houston for work. Never been to the city before. Any tips on best SPG/Marriott property down there?

like

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

like

How does one use 500 Mile Upgrades on AA In the most effective manner?

like

Didn’t realize Marriott and Radisson have a joint venture...

Post Photo
funnylike

Anyone have the SPG/Marriott corporate code for Comcast?

like

Is the late checkout until 4pm guaranteed for platinum elite members?

like

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

like

Have the Amex plat and CSR, any reason to keep the SPG card? Amex hasn’t given me any offers to lower my $95 fee

like

Anyone complained about a car rental and got points for it? Got a car from hertz and the car battery keeps on dying. Got jumped, drove around for a bit, and died again...

like

New to UR travel portal. I keep seeing that I will get 1.5x back here -- does that mean if I have 20,000 points originally, it becomes 30,000 points in the portal? (cont.)

Accenture can you guys go back to Marriott and fix their customer service please I've been on hold for 30 minutes and I still have missing nights

likefunny

Need 6 Marriott nights to titanium (spend doesn’t matter). 1 - would any hotel manager cut you a deal? (Ie if 6 nights is 60k; let me pay 30k and get the nights and I won’t use the room?); 2 - where are cheapest Marriott hotels? I found 10k per night in burbs of Chicago? 3 - would any cheap Marriott let me run this scam remotely? (Ie call Abilene Texas, check me in without my showing up)

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal