{ "media_type": "text", "post_content": "I’m looking for a new every day cash rewards credit card. Do you know of any that is better than 2.6% cash back? Trying to find something better than the Bank of America® Unlimited Cash Rewards Credit Card.", "post_id": "6150aef4823c4c00296c5177", "reply_count": 17, "vote_count": 3, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter" }

I’m looking for a new every day cash rewards credit card. Do you know of any that is better than 2.6% cash back? Trying to find something better than the Bank of America® Unlimited Cash Rewards Credit Card.

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I have the Citi Double Cash card. Its 2% on all purchases. Its simple, easy, and I'm not sitting here optimizing spend for dumb reasons. I also think miles are pretty useless for me so I really don't want those.

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I use Fidelity’s reward card for 2% on everything and Amazon’s visa for 5% off at Amazon and whole foods.

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Don't chase every day spending categories / cards, go after signup bonuses (you can easily get 10-15%+ return)

McK, here are some stats: 2020 FICO 8 Scores -Transunion: Avg 786, Low 775, High 791 -Experian: Avg 785, Low 775, High 789 -Equifax: Avg 791, Low 770, High 805 2021 FICO 8 Scores -Transunion: Avg 784, Low 774, High 791 -Experian: Avg 783, Low 777, High 786 -Equifax: Avg 794, Low 785, High 804 Overall recs: space your applications out by a few months, go after business cards too as they don't report to your personal credit report, don't cancel cards - downgrade or get retention offers, and stop applying for new cards appx. 4-6 months before shopping for mortgages.

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