I bought a house last year from a senior couple and was locked into a senior exemption on my property taxes for the rest of the year. I just received my property tax bill for the new year and I'm still locked into the senior exemption. Can I be penalized in the future if I don't say anything and just keep paying my property taxes as is? I feel like it's the village that screwed up and that's on them. Thoughts??

Is there a legal way for an international student in the US to earn money on the side?

Can someone explain high yield savings accounts to me? Why doesn’t everyone use them? Should I switch banks so that my HYSA is the same as my checking account?

Best cards in Canada for points?

What steps have you guys taken to generate a second/ passive income?

I would love to come across some ideas and know how it is working out for you.

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Anyone received Sodexo amount credited in your account for this month??? Still I didn't get the Sodexo amount

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

💥Relocated to NYC and my real estate broker has said it’s been hard to book any showings. I’ve heard in this market, having a broker can hurt you because property owners prefer to not split the brokerage fee & go straight through tenants. Is there truth to this?😫

I just want a decent house on the west side/Culver City/Mid City area of LA, that’s less than $900k. Is that really so wrong?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

I had a baby almost a year ago. I should start a 529 account for my child but I am originally from France which also makes her a French citizen and she could easily go to college in France for not much money. It’s pretty much free there, I have 0 Student loan debt. With that in mind, a 529 would not be super helpful if we go that route. Should I consider other options? Do you have suggestions? Thanks so much!

How are you all determining the future cost of college and target levels of investment for 529 accounts? Having a hard time seeing how 100k for college in 15 years is realistic. Also don't know the right level of savings to target (50%? More?).

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

My background check for Blackrock came back last week. It’s now with the background check committee. How long until I get the final OK? No, I am not a criminal. :-)

Hi All-
Need a suggestion. H1 maxing out in sept 2021.
Got a job offer from small consulting firm (<200 people) and they are ready to file my GC from day1. About to resign in next couple of weeks once I receive my h1 approval.
But Deloitte sent a notification that they are restarting Perm process. Currently with Deloitte - nothing has been filed. They have the JD and all the documents from my side but haven’t filed pwd yet. Stay or move out .?

Has anyone successfully moved out of claims into underwriting? I have been doing worker’s compensation claims for about 9 years now as an adjuster. I would really like to get into underwriting but have not had any success so far. What are some other roles I can transition to?

Moving to Toronto in a few weeks. Would prefer to stay downtown so that everything is within walking distance and so that it feels less lonely. Does anyone have recommendations of locations in Toronto I can try finding accommodation at or any resources to find a good place to stay?

I once had a creative director tell me to add a blog of my own to my portfolio to make it more personal. Thoughts? If you’ve done this, how did you approach it?

Please suggest what is the work exposure like in KGS - FDD consultant role?

I would like to chat with legal counsels of this group.

If you wold like some assistance with classroom management or even managing your ow children, check this out.

Can anyone refer me to commonwealth bank for technical Business Analyst postion in bengaluru.
Thanks in advance

Saturday night and I’m Netflixing (for the last 15+ Saturdays). For the love of everything, let next year be normal again!!

Having serious Monday blues! Who wants to talk and help? 35M in Chicago

M/Boston. I’m 49 so apparently it looks like my last year in this bowl…

I just bought a new table saw and I need dust collection! The manufacturer says a shop vac won’t be enough. What do any of you use for dust collection?

Hi folks,
Got promoted for L4 , SIM has been raised for me. Manager and L5 approvals given. HM said its in process and will take sometime. Can someone tell me how long will this process take. Its already been 2 weeks and didn’t get any mail.

Deloitte 🌈🐠 - raise your hand if you are going to DU this week!

Lawyers who draft prenups - are you interested in referrals? If so DM me your email and name and I will reach out. I’m not trying to sell you anything don’t worry - just need attorneys to refer to.

Anyone willing to give me an EY-P referral? Im a junior w/ non-strat b4 consulting gig on my resume from this summer & am interested in making the switch for next summer.

Can someone explain high yield savings accounts to me? Why doesn’t everyone use them? Should I switch banks so that my HYSA is the same as my checking account?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Is commercial building a good investment channel? Any insight would be greatly appreciated

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

I had a baby almost a year ago. I should start a 529 account for my child but I am originally from France which also makes her a French citizen and she could easily go to college in France for not much money. It’s pretty much free there, I have 0 Student loan debt. With that in mind, a 529 would not be super helpful if we go that route. Should I consider other options? Do you have suggestions? Thanks so much!

How are you all determining the future cost of college and target levels of investment for 529 accounts? Having a hard time seeing how 100k for college in 15 years is realistic. Also don't know the right level of savings to target (50%? More?).

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

Does anyone else in banking have rules from HR not to “time the market” and “speculate”? I’m trying to buy VIX products and scared to do it now because of the rules above.

Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

Have 6 months of emergency savings, really tempted to cut it down to 3 and move the rest into market (index funds / ETFs). Have you had this temptation? How have you handled it?

Would you be concerned if your SO has no savings at 31? What advice would you give them?

What does your NW breakdown look like ? In my case it is as follows
Home equity: 15%
Investments Stocks/ETFs : 25%
Retirement account: 30 %
Cash: 30%

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

Should I buy crypto. I have an emergency fund, and 401k (not maxed), Roth IRA not maxed. All my friends who don’t have ^ are putting money into crypto and it seems like I am missing out.

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold