Traveling abroad (vacation) and dinged the rental car. Mainly paintwork but quite large in size. Declined the insurance and have a $25k deductible. But I paid with my CSR. I’m covered, right? 😅

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Posting as :
works at
You are currently posting as works at

What's a CSR

likefunny

Chase Sapphire Reserve

Yes

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What kind of insurance has a $25,000 deductible...

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Check to see if any countries are excluded

Sometimes the country or vehicle types, models, or makes are excluded too. I checked my Delta Platinum AMEX and they exclude vehicles that hold over 8 passengers 🤷‍♂️ and anything in Italy. Agreements appear to vary even across AMEX so check carefully.

Here’s something that may help:

https://www.nerdwallet.com/blog/credit-cards/declining-rental-car-insurance-abroad-risks/

In any case, if memory serves me right, chase doesn’t cover the damages for free, you have to pay a sizeable fee and deductible as well

Following! Curious about CSR collision insurance as well!

Chase sapphire reserve

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