Was planning on going to Hawaii next summer. Opened the Chase Sapphire card and got 100,000 chase points last year. Plan is to convert to Hyatt and use those for hotels. Trip now got delayed a year or so. Does it make sense to cancel the card and wait for the next good chase bonus and do the same thing? Should I leave all them as Chase points or convert to Hyatt sooner?

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What is the benefit of cancelling the card? Just keep using the card and racking up points. That's the point of these cards.

If you cancel it within a year too, they’ll clawback their bonus and keep track/flag you on your future applications

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