What are not so talked about ways you financed the renovation of your home?

I was thinking of a 0% apr credit card for 12-15 months (I’ve done it with other big purchases)

Bonus points if you’re from Chicago and know of any grants in portage park neighborhood

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Does anyone think there is long-term viability in Cryptos?

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

Hi All, how much should I expect to pay for someone to do my taxes for me? (Ball park)
- fbar
- state
- Federal

Also I moved out from MA in February so not sure if I'd also still need to file in MA?

Any realtor recs? Looking to buy in Seattle

What actual stocks you all buying today? Got some cash from settled trades I want to deploy

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Does Platinum Corporate Amex worth the $550 fee in terms of points? Let's say I travel up to 50% of the year. And EY doesn't pay for the membership fee anymore, right?

Client had a privately held REIT in IRA. Trying to transfer to IRA I manage to diversify. I need some help. Continued...

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

Moving to NYC soon for an entry level salary in IBD- what taxes can I expect to pay?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

How much should i save from my salry for securing post retirement life and all general commitments before that. I'm 30 now. Assume no Inheritance. Current in hand 1.85 lpm

I received my fnf from Accenture today. I don't know why 18k as 'other perquisite' is mentioned in income tax computation sheet?

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Is it just me or does anyone else know or have an inclination that their employer committed fraud after receiving PPP loans during COVID pandemic?

I wanted to start a thread. What vitamins / supplements / medications are you taking for your menopause symptoms? I’m supposed to take Estradiol pills twice per day but sometimes am horrible at remembering. I should be taking D3 per my Doctor but when I ran out earlier in the year I never bought more. The same goes for my multivitamin although I’m sure I really need one! I wonder if I should just use natural remedies like Black Cohosh, but that didn't work well for me.

Candy is 50% at jewel & target FYI 🥳

Male Chicago 🐠, any winter jacket recommendations for Chicago winters?

(Please no Canada goose)

Anybody know of vendors that are/will be tapping into the internet of things for programmatic ads?

Hi All,

I currently working in Hcl and have 4 years of experience in Infrastructure as a Quality Analyst ( I do perform audit for Calls , Chat , Request and Incidents).
Kindly do help on all job related to ITSM , INFRA , INCIDENT MANAGEMENT.

How would you feel going on vacation with friends who want to bring their kid along too?

Can someone refer me to PayPal?
Job id is R0089926

Agency recruiters, how would you rate today’s market for creatives? Is it more of a freelancers’ market or is it tight for everyone at the moment?

Thinking of switching employers. Do you think bigger retail stores (the ones that have several locations) are easier or harder to work at than little hole-in-the-wall grocery stores (which is all I've ever done)? It seems like the larger chain stores would have more downtime, but I'm wondering if anyone could give some input.

What are some of the best online resources to learn Power BI?

Any art directors/sr designers who have successfully pivoted out of a creative role and into something else? Ive been working in visual design for 10 years and I am BORED but have no idea what i could be doing instead. The politics and subjectivity of doing corporate creative work has left me feeling drained. I never want to have another conversation about making something 10 pixels bigger. Tell me how you got out, im desperate for inspiration.

Hi everyone I have one doubt While filling Gratuity form in tcs what we need to do in the witness column.

How to be program manager?

If you work at FAANG level company do you get recruiter calls almost daily?
Cause I work in a lower level firm and I don't get calls

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Any Property Management recs in Seattle area? :(

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Anyone take the WI Real Estate state exam? Any tips on what to study?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Any one knows what’s the easiest way to order a radon test for new construction?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.