What are people's general expected tax rates when they FIRE? I'm struggling to model it out, but say I retired with $5M-$10M in financial assets (interest, dividends, capital gains) at a 3% withdrawl rate from brokerage IRAs, 401(k)s. Also, I'd consider maybe a lower-stress job just for health insurance purposes, so that would be W-2 income.

I know it's highly person-specific, but generally, what's a good heuristic number to use? A lot of models seem very low (e.g., 7% retirement tax rate).

Deloitte or Accenture for instructional design? What’s the pay range offered at these firms?

Technology implementation manager in Big Four looking to transition to the banks. Anyone know of a role that they can refer me to?

Anyone relocated from Toronto to London recently (within the last 2 years or so)? My partner and I are contemplating the move...we want more diversity in our lives and want to work to live, not live to work as we do here in our respective consulting jobs. Folks who have made the switch, would you be open to sharing your experience? TIA

Dating my bf for about 6 months and he’s best friends with his mom and tells her everything. He even told his mom about the one time I tried a drug, before I met him. I thought I told him in confidence and now I found out he told her. How would you feel?

Looking for a 1-3 year associate to join my team at a plaintiff’s personal injury firm in Miami. Message me if you’re interested for more info :)

I heard there were some firings/terminations that happened today, is it true?

Covid 19 survey …. Can the offer be rescinded if I attest that I am not vaccinated ? Pros vs cons of attending dlaunch in person vs virtual ?

How is the work life balance for manager in Axtria?

What % of your free time do you spend at home compared to outside the house? (exclude time spent at work or sleeping)

I got an offer from Infosys. My manager says they will retain me by providing the same offer what I got in Infosys, i have put my resignation and my manager is calling me on weekly basis and saying that he is talking with senior leadership. Will TCS retain me? Suggestions please. I heard TCS has stopped allocating funds for retaintion is that true?

Hi All,

I am serving notice period. 32 days are left but i haven't received any mail from separation officer. And unable to see workflow in italent. Only got acknowledgement mail from hr. Please guide Thanks

6 years in public accounting, manager 2. Is a financial reporting manager at a $2billlion SEC company a good position to transition into? Your thoughts pls.

New to Fishbowl, currently working on a career pivot! I graduated in May with my MBA and have experience as a Director of Operations as well as recruiting and HR experience. I am looking to move more into Change/Project Management or Director of People Operations roles. I have been at the application game now for two months with only two interviews and over 20 applications sent out each week. Any advice would be greatly appreciated!! Feeing a little defeated over here. Thank you!

Any SAP EWM fish in here? I am new to SAP and just finishing my first project in EWM. Would like to continue building Expertise in this Module.
I am therefore looking for advice on how to go about this?
Which areas within EWM to focus on or start with to build a good foundation.
I have not had formal training so just learning on the HUB and by doing as I go.
But I feel like I need to focus on one area. I cannot decide how/ what though.
Happy Holidays!
Thank you.

Had been working as a BA/PM role at a financial firm for 3.5 years and decided to leave corporate to join my family’s small business with the mentality I’d take things over. It’s been a little over a year and I’ve come to the realization that it’s not for me. Im looking to transition myself back to IT/Tech, but am feeling apprehensive in getting the attention of recruiters with the industry switch. Any advice from anyone that’s been in a similar situation?

I wish admin utilized Tier 1 supports with teachers. Smiles, appreciations and acknowledging ones efforts would do a great deal to boost morale and climate. I just don’t understand what that is so hard to do.

Does anyone has interview preparation material?

I am doing some recruiting for a boutique big from spinoff that has an unbelievable group of lawyers and a ton of opportunity. If anyone knows someone who is looking I need a corporate associate and a junior commercial litigation associate. I truly appreciate referrals and I'm happy to share details. 215-771-2900

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

For those of you who made your first million in net worth, what did you do next?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

Vtsax vs fxaix?

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

I was once at a dinner with a second year analyst, consultant, and partner, and the analyst said he planned on retiring by 30 and the partner and consultant laughed. Little did they know, the analyst owned his own home and rented all the rooms out so he payed no rent, never ate out, only grocery shopped, and very very rarely bought anything new. He saved most of his income, and was perfectly content with just his video games. That man was serious about not being stuck working forever.

What stocks are you guy guys buying right now in this market?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Anyone start later in life? About to turn 32 and my retirement savings are sad.

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

What’s the meaning of life before FIRE and after FIRE?

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?