What are some must-do projects when you first purchase a home?

The lease on our existing bmw 430i ends in August. Looking to buy model 3.
1. When should we place the order?
2. What’s the best place for financing?
3. How much should we put down initially?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

Hi folks,
I have a question related to PF online account. If we move to a company that has PF trust, can we see the PF gathered from that company in the EPFO portal?
Can some one help me understand this?
Thanks in advance.

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Where do first year associates / business analysts typically live in NYC? What’s a realistic rent budget?

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

Is moving from Seattle worth it? I've heard the freeze is still in affect in Portland but I'm more worried about prices. I WFH mostly and pull down like 120k a year, Seattle is getting crazy expensive rent wise and crazy full. I'd like to find somewhere new but stick to the PNW.

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

In retrospect, what a wasted opportunity for whoever was posting as Q to not do some pump and dump stock move in late October.

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

What are the realistic alternatives to coinbase? Fees seem outrageous.

Is stimulus check based on gross or net 2019 income?

Anyone here tryna go into impact investing?

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

I gave an interview in Accenture and the manager wants me to move to Hyderabad,but I'm comfortable with the Kolkata location. I've cleared two rounds and now the Hyd manager is telling me that if I move to Hyd otherwise they will not proceed with my application any further. Can anyone suggest to me what can be done here?

Anyone familiar with Istari-Global and their collective of cyber risk companies? What’s their perception in the market? Opportunity to join US team. Thanks!

Ladies what are the best apps to find a one night stand with a normal guy?

If you met someone that checked off all the boxes besides from sexually could you see yourself being with them longterm? In a bit of a pickle ATM

SO and I recently moved to the DC area. We are both new to federal consulting. They have a few interviews this week. When a job description mentions " an understanding of federal contracting vehicles and procedures".
What should they be ready to talk about? CLINs, GSAs, color team reviews etc.? Would anyone have insights on this? Much appreciated!

Hie folks ,
I applied in Bosch India through there website, the application says in progress since two weeks should I assume I will not hear from them . Or should I reach out to them . Does it takes this much time to get a reply

Minimalistic bed recs?

Science & Democracy... Thoughts?

Just wondering if I got lowballed, should a software tester get paid 65k, entry level/straight out of college with a CS degree in the DC area

At Deloitte, do people get compensate more on a specialist track vs the traditional consulting track? If so, by how much?

Hi all, just looking for a range, what should should someone with ~3YOE in consulting (targeting Senior Associate) expect for a base salary.

And when giving a range is it better to overshoot knowing they’ll bring it down?

Anyone here been able to transition from being a quiet person with no interest in going out, to the life of the party? How did u do it?

Hi everyone! I am working with my HR to improve our maternity/paternity leave policy. Currently I only get 2 weeks fully paid and then an additional 8-12 weeks at 60% pay (short term disability). I need some examples of companies with less than 100 employees and what your maternity/paternity policy is. Please include company name! Thanks!!!

At this time next week, the most awaited F1 press conference of the year will have happened.

Can't wait for next week at Spa.

Where do you work? (comment)

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Can I get a commercial loan without 25% down?