What are tips on savings? How do you save in a relatively low salaried fields like advertising?

like
Posting as :
works at
You are currently posting as works at

Set up your checking account to automatically move a consistent amount of money to savings after you get paid each month so that you don’t even see/touch that money. I started with a small amount when I was younger and have gradually increased it every time I got a raise or new job with higher salary. Always go with the cash back option for your credit card rewards and put it back in savings. Use a tool like Mint to see where you are doing the most of your spending and see where you can start to cut down. Also see if there’s any habitual expenses you can do without (eg $4 daily coffee) and do as a once in awhile treat instead. All of this has worked for me and I am getting ready to buy a house soon! The pay gets better, don’t worry.

like

I’m addition to everything that was said above, please have a 401k set up. Start contributing the amount needed for the company to match, even if they only start matching after a while.

Related Posts

like

Phone and Internet bills reimbursement claim in Grey HR. With this claim are we getting Income tax exemption or reimbursement of cost. Can someone clarify it.

like

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

like

Is right now a good time to rebalance my 401k. Want to move everything out of target funds to index funds. But worried it’s not a good time

like

At what point do you pull out money from stocks to buy your first home. Stocks seem to keep going up but I guess so does housing but how do you know you're making the right adjustment in overall portfolio allocation?

like

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

like

Hi - any good books recommendations for getting started on real estate investing?

like

Los Angeles, ACD (art), 34, $150k

Do you have a financial advisor? If so, what firm did you use?

Anyone build a house in NVA? We're planning to move to a bigger house in a couple of years and building is an option if it's not too expensive. Anyone got any builders or $/sq ft info? Thanks!

like

I have a prospect who is a US resident living in Canada on a temporary work visa. They are being told by their advisor that they must liquidate all their accounts (brokerage, IRA, and 529). ...

like

Beginner here. I'm trying to use my points to buy a flight to Puerto Rico. If Delta costs me 55k points on my Amex (valued at $600 per Points Guy), versus United which costs me 60k points (valued at $700), shouldn't I still just go with the Delta cause I'm spending less points?

like

Can someone help me understand the advantage of Backdoor IRA. In my case, I don’t think My taxes will be higher in retirement than they are right now (32% tax bracket currently)

like

Is it normal to sign a bunch of disclosures for a Wells Fargo rate lock? Will I have to pay anything is I end up not using wells ?

My son will be turning 1 soon and I would like to present a gift and thinking of investing on a watch so that it will hold its value 25 years down the lane, any suggestions would be very much appreciated. Budget is around $7k.

like

I’m a 26F basically starting over, all cities are an option and don’t have a lease holding me back. I’ve always wanted to get into real estate investing and have been tossing around the idea of buying a multi-unit property to rent out and live in. Issues are 1. I don’t have any particular city I’m set on, 2. Because I am sort of starting over those around me keep advising I don’t bite off more then I can chew/tie myself down so quickly. Any advise from those that do have investment properties or

like

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

like

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

like

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

like

More Posts

Hello everyone! Please is there anyone who could kindly give a referral for the associate, compliance, risk and due diligence role (Canada) advertised by Kroll? I have been trying to reach the recruiter for ages! I would be really grateful. Thank you.

like
like

Switching from commission to salary!

I’m considering a less sales-oriented role that doesn’t pay commission. The new role will have a higher base but lower overall earning potential.

What % haircut should be expected? As an example, if I make 100k (base + commission) today, would it be realistic to ask for 90k (10% cut) + equity to make up the difference?

like

Realization: I'm good at my job because I'm single

like

Should I stay or should I go? Hoping to get some insight from those that went before me. I am a 6th year call working at a top20 firm in private M&A. Two kids and am in the position (continued below)

Does anybody know what Akerman’s hiring timeline is like after the interview?

like

YOE-3.3
Position- Data Engineer
Currently working in Quantiphi
I have 3 offers right now
1) Testbook 23lpa- 19fixed and rest stocks and variable
2)Tech Mahindra-20lpa fixed
3)Skuad - 24lpa fixed
Confused right now which to choose also been listening about recession and bear market so job security is also a crucial point in making a decision.

like

Anyone have any insights into the culture at redesign health?

like

I recently interviewed for L7 EM at Google and had 4 great interviews and one not so great system design. I submitted external referrals all of which gave great feedback. The recruiter said the next step is team match/interviews and then the HC. Anyone in a similar situation? What was the result? Google

Wanting to switch from my corporate job to a remote job as medical virtual assistant. Any recommendations where to apply?

like

Is exp hiring easier than through college/mba? I assume there might be less competition but more self selection and less spots

like

For those of you who love your mattress and get amazing sleep every night - recommendations?

like

How much does a post house typically charge an advertising client for editing in NYC? Whether that’s hourly, daily, etc.

Interesting all the noise about these PPT, my take:

The pandemic took all the upside of an IB analyst life (client meetings in person, fancy trips, suit up, worshiped at networking events) and left all the juniors with the downside (long hours, monkey-like type of job, aggressive work environment).

Not that the complaints are not sort of legitimate but you may need to revise the decision-making process that led you to accept a return offer. Specially if you were looking for less hours.

like

How is dubai first bank project in wipro and how is morgan stanley project in wipro please tell 🙏🙏🙏

like

Hi HSBC sharks, my CCTC is 17.4LPA (Fixed). I have been offered a position at HSBC for Senior Analyst position. They are not offering a single rupee more than 30% i.e., 22.6LPA. What can I do to ask for more? Or it is their maximum at this position? Please help

like

Can everyone share something happy? I feel like I’m going to explode

likesmarthelpful

Is it possible to exit to LS VC from a boutique firm? What type of experience do they typically look for?

like

Do anyone know if JPMC does their social (organic and paid) in house?

like

Anyone know what number to give for employment verification for ex-AFS employees?

like

Additional Posts in Advice, please!

Performance review is this week & boss already primed me (trice) abt a time mgmt/prioritization improve plan. I can’t begin to express (but attempt to in comment👇) how wildly out of context this fbk comes considering this flaming 💩 dumpster 🔥 of a workplace situation. Advice: - How do I get through BS mtg w/out hitting mgr w/a R/antiwork-style ✌🏻🖕🏻”bye Felicia”?! Ps. I’m an f’ing adult & welcome fdbk when it’s even mildly in touch w reality.

like

What’s your favorite current workout? I need ideas while the gym is closed. I normally do CrossFit and have been doing online barre classes, but losing motivation. Thank you!!

like

I’ve recently been interested in the idea of moving from Canada(Toronto) to the US(California) with McCann. I am wondering if this is common & if anyone else has made move before with tips?

when is it appropriate to have a framed Tom of Finland drawing prominently displayed in the office?

I’m planning to start cold emailing a few companies that I’d love to work at. Is it more beneficial to reach out to hiring managers or someone in the department you’d like to be at?

like

I’ve been asked to pitch in on a gift for a supervisor who’s leaving. No price point was recommended because the people invited range from juniors to EVPs. I’m at an associate level, only been at the company for 6 months, BUT this person did have a hand in getting my resume seen. Any idea what I should pitch in?

like

What are "paper pushers" called nowadays?

like

Recommendations on how to switch of out advertising? I’m so over media strategy and want to switch into something different. I’ve toyed with UX strategy or design but would also be happy with doing something in marketing that I actually care about and have fun.

like

Tips for writing a bio to sound credible without saying things like, “award winning art director”? I’m judging an award show, just need something short.

funny

I'm having trouble getting promoted. Many people tell me my designs are more senior level, I now throw my phone in my desk, and I'm more punctual but I'm not really sure how to wow them.

I’m really interested in Account Planning, which my company doesn’t have. What do I need to know to break into that role? Is it typically a (semi) stable position?

Went for an interview to meet the whole team at a possible new job. Met with five different people, but have not heard back in 3 days. Are they collecting the feedback...or am I being ghosted?

What's a skill that everyone should know how to do?

like

Is Word or PDF format resume more compatible with ATS? P.S. I have invisible tables underline my resume. Please advise. THANKS!!

like

#Question - What is a good rate for a HALF-DAY shoot as a freelance photographer/AD for a mid-level agency with big clients? I’d be taking the photos! Editorial/usage rights for digital and social.

I started a new account job at an agency. I’ve been here for about 2 months & I hate it. To put it simply, its an absolute mess. Does it look bad to other agencies if I jump ship after only 2 months?

like

I HATE my job. I've been looking aggressively for 6 months and haven't found anything. I am in the running for a job I think I'd like, but the money is not nearly what I make now. Thoughts?

like

Just how bad would it be to quit without a two week notice? I’ve been bait & switched into a horrible role, overworked to the point of having medical problems, and no amount of diplomatic talks with my manager has improved the day to day. My mental health and my personal relationships have been on a steady decline.

I don’t have another job lined up yet. But I’m danger close to quitting and taking my chances with freelance. Could it be worth it?

like

5 years of experience, Digital Media Supervisor is the next title for me Associate Media Director?

Looking to leave my job and start my own boutique agency out of my garage - literally. My 2 roommates cover copy and art, and I’m a strategist. We’re a group of 1st years at Brandcenter and are a little worried we won’t be taken seriously. Any tips?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal