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It was foretold in the ancient murals

Wrist shot w/ sunset 🌄

Additional Posts in Toronto Consulting
Where can I get a Tux? Nothing too crazy <$1500
Thoughts on BCG Toronto?
Is Toronto as boring and quiet as this bowl ?
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Rising Star
Amex plat
Rising Star
If you want a referral code let me know xD
In terms of cards with no annual fees, I use the Simplii Visa for first 5k of restaurant spend, then Costco MasterCard for the rest. PC MasterCard for Esso gas and No Frills/Loblaws. Rogers World Elite MC and Tangerine MC for most other things.
Yes. It’s free and the return at stores that do optimum points is very good.
CIBC Aventura Infinite for everything. Fees waived every year.
Yes. That’s the same with CIBC.
Cobalt + Tangerine MC + Home Trust (no fx for travel/USD purchases)
I had the OG Chase Amazon card until Chase exited Canada, so same stack haha
Rising Star
Scotiabank amex gold
Rising Star
Three main reasons:
1. Scotia gold has a higher points earn rate than amex gold (more similar to amex cobalt earn rate)
2. $0 annual fee since I'm already a scotia customer
3. 0% fx rate
RBC Avion
AMEX Aeroplan Reserve
Amex Plat
Amex platinum
The BMO Cashback world elite is really good. It's got great perks like 5% Cashback on groceries.
Isn’t it 5% on only the first $500 of groceries?