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At 20LPA you can get 1.4L in hand. This I am telling if you don't have employee PF, employer PF or any other kind of deduction in this and you are using all tax benefits except House load EMI.
1.2 lakhs
1.3-1.4 lakhs
Ranging from 1.1 Lakh to 1.4 Lakh
Depends on your salary structure(Basic and HRA) and also if you are on new or old tax scheme. And your option for V EPF & NPS