What should be the minimum Target per month on net investment when you're doing Swing trading and actively participating along with a job.

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

Please excuse my innocence, but the way it looks is that it seems so to be worth it to join a firm that allows personal card vs Corp amex. Thoughts?

Looking for a good personal finance or similar book to read. Any suggestions?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?

Does your firm withhold non resident state tax for the days in a week that you travel to client site (located in a different state with non 0 state tax). How do u account for it while filing tax run

Has everyone really lost faith in LTC? It seems that nobody is talking about it, and it’s not on anyone’s top holdings list (on FB) 🧐

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Facebook to announce payments via LTC.. (Which explains why Charlie Lee dumped his coins in advance to avoid any 'personal interest' or 'decision bias' allegations)

Any REIT ETFs that people like?

What's a fair share of taxes? In my view, ideally 0. But curious to hear what people here think.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Are most of people in this bowl from a science background or coming from a finance/impact investing perspective?

Anyone else holding out to 1 year AT LEAST, in order to get long term cap gains tax rate? 🙏🏻 every day passing is a day closer

Curious to know what other avenues people have taken in our industry to make more money. Currently getting OT which is nice since most places don’t offer that benefit but still doesn’t feel like it’s worth the long nights when the paycheck comes in.

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

How is ur experience with PS till now when u join.

Hi All

After how many days do we get the FNF payout after all stakeholder clearances?

Do you think culinary school is worth it? I've been a waiter for a year but really want to be a chef. The people I work with say to just start in the kitchen and work my way up but I think culinary school might get me where I want to be faster. The cost is pretty insane though. Any advice?

Can you dice/chop onions and not tear up? If so, how many till you tear up?

Hi Fishes,

I need 11 likes to start chatting with Individuals in the group.
Pls help

Regards

What's EAX dept in bosch?

Just received an email from compliance that Wealthfront should be labeled as a brokerage account and needs to be closed. Anyone know how to work around this? Using it just for the cash savings account

It's been a busy couple of weeks at my workplace. Have you all been keeping your heads above water?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Just got moved into 6th grade math for the upcoming year! I’m feeling big nervous excitement ! 😁😁

🎄How do you plan to recharge over the holiday break?

Drop your plans or ideas below! 👇

Hey everyone, I have been posting about TikTok vs Cepheid about which job offer to take and I have started my first few days at Cepheid biotech and I love it so far. Flexible start/end times, interesting work, great WLB, job security, and career growth is all there! Thank you to everyone who helped me hear different perspectives about two different companies and career paths. Thanks guys!!

What are the common reasons that applications to vet school get denied?

Been with D for 8 months. This is my 2nd job in 2.5 years but thinking of jumping ship with all the lay-offs in my area. Will I be seen as a job hopper? Really like it here don’t want to be laid off.

What is your firm doing to develop and retain Latino and African American leaders/partners? Or is it not seen as a priority to have ethnic diversity at this level?

I'll start - How much do benefits factor into your job search and deciding on an offer? For me, the vacation is critical, and it reflects the extent of the agency's culture of trust.

What do people take into account when deciding your exit date before grad school? What is a typical last day for GSAP folks?

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!

Dow is looking strong for short term. Any views ??

What stocks are you adding in this dip.

This bowl is for discussion , not for selling webinar or paid tips. One can share there experience which can help or guide others.

How much you made this month?

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Nifty reaching ATH but portfolio still at low 🥲