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Hello Folks. I have the below offers.
Harman: 23.4 LPA fixed and 1.88 LPA variable (total ctc 27 LPA) with 90 days notice period. Client side Mercedes Benz. Work from office. Publicis Resources: 25.02 LPA fixed no variable. (Total ctc 26.5 LPA) with 60 days notice period. Marcel internal project. Work from anywhere option till year end and later hybrid.
Kindly advise and provide your opinions as to which would be a better deal. Harman Harman Connected Services Publicis Sapient Publicis
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I'm considering your salary to be 8 lakhs as I see 30k is your retention bonus which will paid one time
After deducting your pf = 63.8k approx per month but..
Tax
Then comes your tax now, since your saying you have only HRA
you will get only an exemption of 40% of basic which is 60k only can be exempted
8 lakhs - 60k - 22k
7.2 lakhs is your taxable income
10% of (7.2 - 5) = 2.2 lakhs = 22k
5 % 5- 2.5 lakh = 12.5k
37k /12 =3k per month
60k is your in hand
Invest more in 80c, get a good medical insurance for yourself and your parents, and if you do feel that retirement funds are important you can invest in NPS.
Oh okay I didn't know that... Thought it would be paid out monthly . Then it should be the currently salary - the monthly payout
55-56k around. Every after 3 months u will get extra 10k as performance bonus. If u add ur parents in Health insurance. Then it will deduction extra
Yoe?
YOE?