I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

Any good Cannabis stocks, ETFs, or mutual funds with decent returns?

Hi everyone

Is there any disadvantage if I get relieve on Friday compared to on Monday?

What I am thinking is I will be loss pay for sat and Sunday?

Actually my last is 27th
I asked for a week early relieving so thinking about this.

Thanks.

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Which bank account is better for salary account?

HDFC
Axis

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

How can I invest in real estate ? Looking for an additional passive income source

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

Hello guys.
Me and my friends are planing to Take a 2 or 3 bhk flat near Whitefield for rent. Can anyone suggest which area i need to look out for? Also what may be the rent range?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Does anyone have a referral for “Citi Double Cash” credit card?

Anyone else feel like the markets always conspire against them? I.e. I have a “fun money” day trading account and bought two stocks about a year ago. Sold them because they weren’t doing anything and I found a more attractive investment and then they’re up literally 60% over the next three days after a year of 0 movement.

Personal finance book recommendations?

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

What's it like to buy a new car in Dubai? Financing available?

Hi Fishes,

Can anyone suggest some good Mutual funds to start SIP for 3 years.

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Does Barclays give Diwali gifts?

Hi all! As part of joining formalities, Barclays requires the document showing epfo linked with Aadhar. I have not linked aadhar with epfo. Only pan linked. Is there any alternatives available?
Also I tried aadhar seeding in Umang app, that too didnt work.

Hey Fishes,

I’m looking for a referral at Infosys Consulting.
Any leads would be helpful.

Thank you.

Yoe 5
Capgemini is offering 23fixed. Is there still bandwidth?

Any jobs for SAP BASIS on cloud?

I have a really great production coordinator that’s working under me and because of money issues, he hasn’t been given a raise or promotion in nearly two years. He works his ass off and everyone loves working with him. Does any know of any junior producer roles at agencies? Would love to help him out.

Hi looking for software Engineer openings. I've an experience of 2.5 years working as a backend developer in Java spring boot, batch, hibernate, and AWS services in a fintech product based company. I've been certified as an associate AWS developer.

I’ve seen quite a few people online talk about how digital marketing is dying or on its way out because of AI and other automation tactics. Is any of that true, or are people just overreacting?

Hi everyone

I attended interview at amazon for l5 application engineer role ,they told i will be hiring for l4 as my performance was not upto mark one more interview round to go,what will be the salary range for L4 and L5 for an application engineer at amazon could anyone please tell me ?

Anyone hiring junior creatives?

What does being a “great lawyer” mean to you? The term is thrown around so frequently, it sometimes loses its meaning and probably means entirely different things to different people.

What is the worst reaction you’ve had after giving your notice? I just gave notice and I have never had a boss that tried as hard to make me change my mind as this one. Offered me basically anything I wanted.

What is the salary range for Sr. BA/Product Owner with secret clearance and 10+yr experience in Ottawa, ON.
Contract or full-time

After house and car purchase, my monthly cashflow is now only +$500 where it used to be $1,500. I have around $30,000 in savings, but can only save $500 a month (besides the 10% contribution into 401K). Is this a bad sign of my financial health? Im 30 and just purchased my first home and put down around $100,000 (20% downpayment). Salary + bonus is around $110k. Thank you!!

Hey new members,
If you have joined recently, please be active by posting your views or questions so that we can grow this bowl

I'd like to buy, but the market is absolutely atrocious currently

Any recommendations for buying agents in Massachusetts?

What is the most difficult part of buying a home for the first time?

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

How much is 2k a month for a house payment? What size loan would I be able to get?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.