When do you downgrade cards? Been thinking of downgrading my CSP and United Mileage Plus cc.

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When the return on the card doesn’t justify the AF

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If you don’t find the points of the card as useful. If the benefits aren’t benefiting you. Etc.

Mid level travel cards like CSP really don’t have solid benefits. I typically just use it to book travel with my chase points on southwest. But for the cost of $99 it’s a solid keeper card.

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For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

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On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

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Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

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Day 9 - 40 push ups challenge ✅ ( 30 regular, 10 diamond 😤 and 10 extra inverse).

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Anyone from A&M willing to refer me. Will be great to have a conversation. They are hiring for the role I am interested in. TIA

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If your an experienced staff or senior with hedge- fund experience and want to move to Dallas, DM me to discuss discretely. Honestly great team. Turnover has been low for last 18 months at 10%. Compared to 40-50% in other places. Crazy hours feb-apr, 40 apr-jul, 45 in Aug, maybe 50-60 that last week of aug/ early sept. <40 post 9/15. We have a need at the senior level to fill a gap. Seniors help is needed everywhere so if your interested, come cash in your chips!

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Currently have CSR and thinking about downgrading to one of the Freedom cards. I currently have 150k in points. How would that effect it if I were to downgrade to a Freedom card?

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Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

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