Which credit card best for a balance transfer of around 15-20k?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Folks, I think my dad has symptom of depressions. He is no longer willing to participate in things he used to love. Generally lost interest in “life”.
I am thinking to take him to a therapist here in NJ. Any friend here has a suggestion ? He is on a travel visa here but I am willing to spend some $

Does your firm let you take 28-30 December off? Many of my team members won’t be working those days and I decided last minute that I’d like to travel somewhere between Christmas and the New Year.

I'm a light sleeper who cares too much about the people around me, but I've got a flight to London next Friday from 7pm NYC time to 7am UK time, and I'd really like to master sleeping on a plane just this once and not be in jet lag hell for the entire day after I land. I'll be in premium economy in an aisle seat. I usually take melatonin before bed and sleep on my side. Does anyone have suggestions for an OTC sleeping pill or pillow that actually works, or other advice for sleeping on a plane?

Guys I had a terrible nightmare this morning. Apparently I saw two middle aged men burning alive in a hotel room. And then I woke up.
Too much game of thrones or is there some meaning to this lol

For expert witnesses/lawyers

I’m a former forensic scientist that left the field several years ago. I recently received a subpoena from a case I worked and suggested to DA to have evidence re-worked by the lab or stipulation. If I am required to testify (as an expert witness), I would need to book a flight, hotel, etc. My question is this: can I ask for my requested hourly rate, travel, and hotel to be covered when speaking with DA or is that “not how this works” as the investigator put it?

Career Sabbatical?

Can anyone who has taken a career sabbatical to travel/explore other interests share their experience with both leaving their jobs and returning to the legal field?
I really want to live in Asia for a year at least before I have to settle down and start a family. I’m not getting younger but don’t want to be reckless with my career.

Folks, I’m desperate, hope somebody here can help. I need to pay Russian VAT; I have been trying for a year.

Has anybody here successfully navigated this process?

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

Any good recos on accountants in NYC? I’d really like one who is responsive to emails/calls, explains things clearly, and helps with freelance things like LLC, quarterly taxes, etc.

Looking to buy an 💍. Might make a trip to India in 6 months. Any advice on helping me make the decision to buy in US vs India?

Has anyone used Gideon Strategic Partner for investing? What was your experience?

So wanna run something by you all. Looking at insurance plans. There are 4 plans that allow an HSA. 3 of the 4 are identical.
500 firm contribution to HSA = ~21/ pay period. Add that to lowest HSA premium plan. It still comes out lower than the out 3 plans. So what am I missing?

Anyone at @EY transferred h1b visa? How long did it take? JD will change from the previous employer.

What are your top Excel ninja tricks? Ones that few people know...

What are your thoughts on Baidu as an investment?

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

Anyone have a good (and not exorbitantly expensive) accountant? My taxes have gotten more complicated than TurboTax and I can handle this year

The big four conspire to pay CPAs far less than we are worth. Partners are paid millions and you’re only making $75k. You should have been starting at twice that.

Will switching from kpmg into industry before I apply for MBA hurt me? I'll m considering a role in IT risk but I don't want my resume to look weak when I apply to b-scbool

Anyone have tips for narrowing down their school list? I want to apply to 8-10 but feel like I won’t be able to do that many applications by early January, and from what I understand it sounds like round 3 is a lost cause for most schools…

I hate gsb

Have any of you found it worthwhile to think about why you are an addict? Care to share?

Folks, has anyone encountered anxiety twitching and how did you deal with it? Apparently there is a term for this when I googled, I get nervous easily in general and started having face twitching from time to time in vid calls, which was so awful even tho I tried my best to hide 😭

Looking for a running buddy in the city. DM me for deetz!

Hi All,

Kindly suggest which option to opt for

HCL 27LPA with 15% VP
TCS 22LPA with 2.5L VP

I know there are more difference with Salary in HCL but I am worried about Job Security and Work as I have already reached 12 plus of experience as .Net Developer. I am planning to settle down for few years. Kindly suggest which option to opt for.

AMC the next GME?

Anybody know how the in house agency for Keurig Dr Pepper is? I believe it’s called liquid sunshine.

I’m on a project with the 2 main people I want to use as my references. Should I talk to them? Or find others

Question for yall. How likely is an offer once a company decides to do a reference check? I know I am in the final 2, from context clues in interviews. I just dont want to get my hopes up.

Has anyone applied to Kellogg? How is the process going so far?

What you should do when dealing with a very toxic worker that keep on sending passive aggressive messages to you as well as in group chat and email.
Things like when you answer his question he respond: I know that
Or when he keeps on saying my change requests were just minor in group meeting but actually not.
And keep on saying how hard he works when he clearly wasn’t and already underperformed compared to an intern level.

How to not let this toxic co-worker not poison me any further?

Are you or did you make any 2022 resolutions? If so, please share!

The thing I struggle with the most on a project is being able to quickly understand the business process of the clients across different industries. Any tips or resources I can use to improve that?

Thoughts on Workday? Is it a hot product? Worth it to learn it?

What does it mean when a company is hiring lots of marketers?

Connecting in ATL. A29 to A27. 💯💯💯💯💯💯💯💯

Hey fellow fish,
Deloitte Tax Management Consulting (TMC).
Thoughts please? Is it mgt consulting? Exit opps?

What's the deal with PTO, holidays, and utilization?

can someoen tell me what VC and PE are? honestly have no idea

Been on military LOA for 6 months (Army reservist) and itching to get back in the consulting game. 8 more weeks until I trade Uncle Sam for Uncle Pierre.

How’s EYP wlb for 3 yoe? Is it as bad as MBB

Evaluating two offers in tech. I live in Atlanta and was offered 155k salary and 122k RSU $10k sign on No annual bonus. Another tech company offered $170k and 165k RSU WITH 10% annual bonus but it’s based in California. What are y’all’s thoughts, I hadn’t planned on relocations but could if it’d worth it

Best consulting firms to work for in Hartford CT area?

If you have 20k that you wanna invest or do something with it to let your money grow, what would you do (besides investing in the stock market) and why?

Anybody have experience with Bain data ventures? Interviewing with the team next week. 

Why does the referrers’ level not matter at McKinsey? Should getting a manager’s referral matter to me or should I go for my friend who has 1 YOE as a BA? I heard that only partner level can actually help you get an interview everything else is almost useless.

Interviewed at Deloitte 1.5 weeks ago, how long to follow up?

Does anyone else smoke sheesha regularly? I’ve got a nasty habit of doing this every weekend. Wondering if it’s bad for health

What are the best consulting firms in the capital markets and/or investments world?

Please help! I have 2 great offers! 1 for Exec director at a tier 1 US IB, another for an SM role at big 4. Which one would you fishes take?

Worked on a really detailed analysis for a senior person, not my boss, not my team, not my org., spent a week putting together a 10/10 deck - not even a thank you.

What's the most difficult question you've had to answer for a consulting job?

Any book recommendations on handling office politics?

Utilization director told me today that the layoffs won't affect me. My heart goes out to everyone that had to hear otherwise. Here's to hoping y'all find something better and prosper.