How to go about getting a pre approval letter for mortgage? Wait until you want to make an offer on a house you like? And if that falls through do you keep getting a new letter for every offer you make?

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Talk to a lender before you start your search. They’ll preapprove you for a mortgage up to a certain amount (usually more than you can actually afford) and give you a letter you can show to sellers so they know you can actually afford the house if you put an offer in. You only need to do it once.

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