Which is best term insurance. Please suggest

Do we need to submit rental agreement to claim HRA tax exemption in Ericsson or rental receipts enough ?

How frequent rental receipts should be ( yearly ? Or quarterly)

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Do we have to update the tracking and trading with details of like mutual fund, life insurance

What do I do with a defunct company stock that still sporadically has trading volume? For reference, it went permanently out of business I. 2016 (chapter 6) but the stock still trades occasionally. Do I need to sell so I can claim the loss or will it just automatically go to 0 at some point? I would have expected it to happen eventually but it still has value (about 2 bucks for 200 shares lol)

Hi - any good books recommendations for getting started on real estate investing?

Why do people accrue prepaid expenses?

New to investing. Please suggest an awesome newsletter to start with. I’m planning to buy a premium subscription of $79 yearly for the Oxford Income Letter. Any suggestions that are better than this newsletter.

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

Is it still worth buying Tesla stock? Especially after rising so much since year start?

Can I still do a backdoor ROtH IRA for 2021?

Does anyone here have a Tesla? Should I do it???...

In CA, if a tenant dies, who paid 1 year of rent upfront BUT there was no rental agreement, does the landlord still have the right to keep the rent or can the executor of the estate claim it back? Thanks!

Does anyone know how does the supplemental income work for new CAs?

Hello fishes, please suggest me some tax saving methods as iam getting around 10k got deducted in tax.thanks in advance.

Can anyone tier the domestic pe funds in india and opps to move from domestic to global funds

Hi all! Any one have an opinion for average rent for a studio in Oakland / Berkeley/ Sf for a ~30 min commute to Embarcadero area in SF? I’m evaluating a job offer and debating whether it’s worth moving out to there from NYC.

I currently work at a medium sized firm and have about two years experience in personal injury litigation. The billable hours and lack of work life balance are really getting to me and I am looking to switch to something else out of litigation, preferably in house. I am also looking to relocate to a different state. How do I go about properly marketing myself to companies that might not take my relocation and minimal experience seriously?

Which is a better specialization option within consulting? Commercial Operations (sales & marketing) vs. R&D Strategy in Biotech? Would the answer be different if it was focused within Pharma? No Ph.D.

Hi Fishes,

I have 1.6 years of experience in Java, Spring Boot, Angular, Microservices.

If I'm planning to switch how much CTC can I ask for?

Current CTC - 5.8LPA

Got offer from Cognizant and Infosys.. Where Cognizant offering more package almost 1.5 Lpa mor, but heard lot of negative review on social media like they don't have good project, no job security, they will make you to work on other tech etc . Is it true ? Share some pro and cons that will be greate .. thnks

Thoughts on $50k for a visual designer in NYC?

What's everyone's experiences working with a board certified behavior analyst from the district?

The new X7 looks like a faakin’ Kia….

Random question since I learned about this watch recently: does anybody in the bowl have the salmon dial Seiko Sarb037? And if so, how/where did you get it?

Hello Sharks,

I am on resignation and my lwd is 20 sept, i am looking for an aws devops role, if you can refer. I would be highly appreciating. Thanks

How do y'all manage passwords ?? Esp absolutely critical ones e.g. coin markets etc..
Is anyone else paranoid about all this ?

Does CGI gives project in sane technology in which they have hired?

Will I get job if i have 3 years of career gap initially due to medical reasons
After that i have 6 years of experience

When beginning a piece of literature, I first help the kids access the relevant culture. I have used web quests, but I have found that the kids researching their choice of topics and creating Slides containing information and pics results in more students participating. Recently they researched heraldry for the Medieval Era and reproduced either a family crest that they found or created their own personal crest. Anyone have other activities they use?

People working in consulting - how did you find out if your side hustle infringes on your current employment? Want to make sure I don’t get in trouble

Hi All,
Can anyone give me some pointers on the interview process for data engineering role in PepsiCo?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

How t save tax for 9 lpa salary. Can anybody help me out.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Can any one tell me, how to invest in quant mutual fund through it's website?

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.