Worth the watch. goes into some interesting facts and stereotypes that come with having student loans and forgiveness of student loans.

https://youtu.be/zN2_0WC7UfU?si=C7U_bGJFMAYaNe0N

Tax question: married filing jointly for 1st time next year. Company recommends/requires me to fill out its tax calculator. Is this required? Can I just leave it at 0? What are implications if I skip this exercise? Overpay? Underpay? Enough to maybe have a penalty? Me and wife are ~$250k/$150K=$400k total.

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Going from 20yr 3.25% fixed to 15 year fixed mortgage rate of 2.125%, non pints. Is this rate good enough in NYC?

Hi Friends,

Could some recommend some good pgs around fidelity investments (manyata tech park). I will be starting the office from Dec.

Thoughts on reducing 401k % during this bear market slash recession?

Is the opportunity cost of living in a “luxury” apartment worth it? Say $1500/month. For context, 100k salary living in Chicago and really not sure what my budget should be. No debt or other major expenses.

Guys 500$ to invest in alt coins..Any suggestions?

Question on option price in relation to theta, does the theta component recalculate each day, or it changes even every minute? Say if u buy and sell within a day, expect to lose some theta value?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Is this the end of days for our love affair with cryptocurrencies?

Hi all! Can I open a bank account in India when I’m physically not in India?

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

Has anyone attempted tax loss harvesting on RH? I went long on Brazil and with talk the turmoil there the stock is not going to recover in a while. Can I sell my position and buy a correlated stock?

Any lgbtq desi consultants want to connect offline ? I am struggling to make friends in the desi circle with similar mindsets / challenges. Single indian gay male here:)

Hello. I just completed My Masters in Engineering (Mining Engineering) from Laurentian University. I have been looking for a job in mining or civil engineering from past 2-3 months, havent even got a reply yet, reason being i dont have canadian experience. Even though i do have 3.5 years experience from my home country, without canadian experience i get rejected at even entry level jobs. Does anyone know what to do ? please help me

Is it me or the wifi in hotels is too bad to play online games? How do you people manage gaming while traveling?

Suggestions required ::
YOE : 4.5
Skills : Native HANA , SAC

Offer 1: Accenture: 12.7fixed +21%var
Skills tht will be working on :Primary Sac Secondary BW or HANA

Offer 2:Bristlecone: 15fixed +10%var
skills tht will be working on Native HANA Modelling and they will train on HANA XSA2.0

Focus is on choosing a tech which would still be in demand after 2-3 years

How to share payslip and increment letter to our personal email from KGS email ?? It is currently blocking.

Should I leave my company? Been here 1.5 years and was told I was getting a management promotion 5-6 months ago.Still no solid traction and they are opening up a req for it 😑no one on the current sales team has ever been promoted (2 years)except our boss who has been promoted 3 times. We hit quote every month/q/year by a lot. I have several offers at double my OTE. Already asked what the timeline is for a new manager and I was told soon and I'm "up for consideration." What would you do here?

I’ve heard that AP/Principal/SM (the level immediately below Partner) is the hardest place to exit. Is this the prevailing wisdom you’ve heard, and why is it so difficult to exit at that level?

What is the back of an envelope kind of estimation of a drug’s market share considering there’s one in market already?

Curious what others think about this: a friend of mine has a couple of months of leave this fall to study for the CPA exam (they’ll be paid a reduced salary during their leave), but they mentioned they have no intention of studying for the exam, and instead plan to use that time to look for another job. This rubs me the wrong way, but wanted to hear what others think…

Hi
Applied for a position in Johnson and Johnson Canada. Reached the final round 3 weeks back. After not getting any updates I emailed the HR a couple of weeks back. They responded back telling me that they’ll have an update for me the next week. Again I emailed them on Thursday asking if they have anything for me before the long weekend ( Good Friday & Easter). No response whatsoever. Will emailing them again be inappropriate? I desperately need this job

My father had a sever case of Covid and he made it out successfully. I’m very grateful for this. Close to a year down the line, I’m finding that he is having severe memory loss issues and can’t remember significant details. Has anyone experienced or is experiencing this? How have y’all dealt with it?

Asking for a friend:
What is the salary range for a Financial Advisory experienced associate at PwC based out of NYC? No MBA but a MS. Considering a move from product to consulting.

What’s the appraisal cycle in citi ? If I join in last week of Aug , would I be eligible for next year appraisal ?

I have recently received an offer from HSBC for Data Engineer profile. The designation offered is Senior Analyst- Information Management. They said that it is a techno functional role. Does anyone have an idea about what techno functional role actually is in HSBC? Is it more like a Business Analyst? My prior experience is completely in Technical side. Will this role be suitable for me?

Any suggestion is highly appreciated. Thank you.

Hi Fishes...I am a Full Stack Java Developer with cloud knowledge.Currently working in IBM.But interested to work in a FAANG organization.can anyone suggest me what skill should I need to develop to crack these companies interview and how can I get interview call from these companies?

Joseph Golden omnicom

Anyone from AMEX project?

Hi All, need your advice!
How often is it okay to switch organizations? I know this is entirely specific to a particular situation /circumstance but just wanted to know, how often should one change companies, without coming into scrutiny for the same?

My situation: after working with an organization for over 7 yrs, I've switched from the next one in 1.5 yrs and about to switch again after completing 1.2 yrs in my current org.

Skill: SAP functional
YoE: 10

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

Does having student loans impact your ability to get a mortgage?

If you could go back in time what would you tell yourself before taking out student loans?