Maxed my 401k with todays paycheck 🏆 a lonnngg way from FIRE but step by step my friends!

Hi new to crypto! What apps/sites would you all recommend to start investing? I have Robinhood but it doesn’t have a lot of the crypto options

what you buying?

That couple who asked for cash for their mortgage downpayment at their wedding is getting a lot of shit but I feel like that's honestly really smart. Why not ask for what you really need? Especially with prices how they are and only getting worse.

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

Plan to buy a place and currently trying to pick a real estate agent. Some realtors require to sign an exclusive service contract. Should we go with someone that doesn’t require a contract?

Does anyone have a realtor that they love in center city? We’ve outgrown our starter home and looking for a little more space!

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

What is the difference in subscription to notified and subscription to approved mutual funds?

How many of you max out all tax-advantaged space, i.e. 401K, Roth, and HSA, and is it doable to live on what's left?

Anyone work for Wells Fargo Corporate and Investment Banking? Have upcoming interviews for two teams (industrials and healthcare) for corporate banking analyst positions and wanted to know what kind of questions to expect. Thanks!

Any tips on negotiating rent increase? I got a 20% increase and it’s more than I am willing to pay. What are effective ways to negotiate?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Can the $7k HSA limit be for myself + kids, or does it have to be myself + SO + kids?

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

I just got a FAANG offer with 290k TC (8 YOE), so I am trying to rent out my place as I need to relocate, but I am not able to find someone to cover my full rent and I am depressed because I am so not investment savvy and I can NEVER EVER accept losing money in ANY SITUATION. Am I being insane?

Friends found out I invested a ton into crypto and tried to have an intervention for me. Lol. You only live once and I know the risks

Is anyone aware of any healthcare / healthcare consulting companies based in the Bristol area (UK)? Thanks

@GSK can anyone tell me about Haleon? Good company, culture, salary/benefits? Seen some open roles and I’m curious.

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Best consulting firms for PE work (CDD,Value Creation)? Looking for the best firm for exit ops to PE ops eventually. Thanks!

For those who moved to AUS with big 4, which visa did you got? How long it took to process?

MBB folks, I’m a Product Manager (non-tech company) and interested in working at MBB.

Which level/role does MBB can offer me ?

Any recommendations for hikes/nature walks up to 2 hours away?

Career Sabbatical?

Can anyone who has taken a career sabbatical to travel/explore other interests share their experience with both leaving their jobs and returning to the legal field?
I really want to live in Asia for a year at least before I have to settle down and start a family. I’m not getting younger but don’t want to be reckless with my career.

Anyone here who made the exit from Big 4/MBB consulting to a VC? If so, I’d love to hear about how the experience is so far. (Not to mention the WLB and comp!) I’m considering a career change but have no one in my network I can go to for insights. Thx! 🙏🏾

What documents should I ask my insured for in slip and fall cases in the initial email? Thank you

Friday Nerdle

nerdlegame 24 3/6

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I’ve always been comfortable concepting and writing. But when it comes to nitty gritty logistical stuff, I struggle. Like the discussions about aspect ratios, social post timelines, and the nuances of Facebook collection ads.

Can any other writers relate?

My fiancé and I both have the CSR card and Freedom Unlimited combo and love them. We are thinking of adding another card and we were considering the Amex Platinum (to diversity transfer partners) or likely a United card for lounge access since we live in Chicago.

Does anyone else have both CSR and Amex Platinum? Would you recommend?

Does anyone know what a chief sonographer should make? Managing 15 employees and 4 locations?

When are mid-year reviews set to happen?

Just fired my therapist. Feels better than it should

Woman approaching 40, dated once, LTR once and heartbroken by 32 as I found the man in LTR was cheating on me. Shut my heart completely to ensure never give anyone the power to hurt me. Today I wake up and see years have passed. I have checked off many bucketlist items being single for these years including solo euro trip. But now I feel I can’t go on forever. I just wish I had someone to plant a good morning kiss, like simple things in life. Hard to share these feelings, hence confessing

I am a mechanical engineer having 10 years of experience in wind and automotive domain. Is it possible to switch to IT domain. Please suggest some course without or with basic codeing to get some IT jobs.

Which company is better between capco and novo Nordisk.. Package is same. Technology - mulesoft.. Location - Bangalore Capco Novo Nordisk

Hi fishes, any openings for SAP consultant in American Express in India

Any experience with Vermont service center H1B transfer recently without PP? Pls share timeline..

Do you count your car as part of your NW on Mint/other trackers?

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

Currently at 155K base in MCOL city. Have 28K in savings. Maxing 401k, ROTH IRA, and HSA. After all expenses, I'm only able to save 300-400/month in my savings account. Would you all recommend allocating more to savings vs maxing the retirement accounts?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Anyone know of a good cross-border US/UK financial fiduciary?

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

What’s your FIRE target age (where you no longer maintain a salary job)?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

Any recent grads here who moved back in with family during COVID times? How much do y’all contribute every month to “rent”/groceries/utilities? Idk, I feel like I’m not contributing enough sometimes…

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Decided to payoff my mortgage.