FIRE Financial Independence Retire Early

At what age do you want to retire by?

Recent bull market got me thinking I can retire but then a day like yesterday really humbled me 😂

Our HHI is just over $1m and NW is nearly $4m. I’ve always been a DIYer in terms of financial management and have felt well versed in financial / tax management, but I keep wondering if I’m missing so… more

Those of you pursuing FIRE while having one or more kids - how did your spending change once your first child was born?

What’s the weirdest red flag 🚩 you’ve had to ignore in a contract negotiation?

Just found 2 old retirement accounts with 100k+ in them which I forgot about. Is this the FIRE equivalent of finding $20 in your pocket??

I'm in a position where I'm late 40's with a good amount of savings ($2+million), but all is basically in a mix of IRA and 401K (about half in ROTH accounts). I will have access to 3 pensi… more

At crossroads. 37M at $2.1 investments, $500k retirement, $50k home equity, income 200k per year. I could easily get by drawing 3.5% annually. I don’t like my job. My wife who I recently married has m… more

Hi all, feeling very anxious about my plans, due to living in VHCOL and being the sole provider.

41 YO single mother, $2.5M nw (brokerage+401k+savings). My goal would be to retire ~50, with a conservative estimat… more

What’s the best country outside of the US to Fire to as an American? In terms of lifestyle, affordability, ease of moving there permanently, safety, climate, etc.

At what net worth would you feel rich?

Anyone here made enough money to start working in a starbucks as a barista or at grocery store or u er driver - basically flex, low paying jobs just to keep engaged with some work? Can you share exper… more

Anyone FIREd (or intending to soon) in Spain? Which city, hows the cost of living and overall experience? Taxes are very high and the 'socialist' theme (people are less driven to give their fa… more

At what net worth would you consider yourself FatFire?

Is Gold new Meme investment or is it telling Dollar value is going to diminish due to high borrowing and nationalism ??!

What’s the highest you’ve made on any crypto and what crypto

What do you do if you're not on the same page about FIRE with your SO? We both want to retire early, me earlier than her though. I have significantly more assets saved. She has some and a student loan and car loan, but a bett… more

Parents of special kids - if you have done FIRE, any advice on what / how you planned it? How has it gone since?

Working really hard to get to a better place financially and hoping for some help. I have $8,300 in private student loans at 6.6% interest rate. We have stocks, HYSA, a bigger investment account. I’m … more

Asking for advice - is the EB5 green card worth it for US earning potential? Spouse and I both work in California where the tech market is much stronger than Europe’s (where we’re from). With recent H… more

I understand here we have more of US audience but still can anyone tell the FIRE number needed in India (Tier 1) city like Delhi or Gurgaon? I assume and read 8 cr INR or 1m USD should be enough but a… more

Where can I get financial advisor to plan for retirement? I used to work in private sector and now work for IL state. They don’t match 457k, like 401k in private sector. Otherwise, they gave good ben… more

With the higher salaries these days, wondering if I’m doing well for myself or if I’m just average

I’m 27 work remote
live in CO but would like to relocate to New England or back to DMV
80k salary w/ 4% annual increase and 4% bonus <… more

I’m based in the Midwest with MCOL, I’m currently able to save about 20% savings rate. However, I am wanting to move to NYC to better my network and experience a new environment. Thoughts on doing thi… more

As per fidelity, I should have 3x my income saved in 401k by the age of 40. Celebrated my 38th birthday few months back and I barely have my current salary in 401k so no way I can triple it in 2 years… more

Every time the government shuts down; it reminds me how little they do. Does anyone else not feel affected at all by the shutdowns; and wish the government would stay shutdown indefinitely, and refund… more

Is anyone using AirBnB/ Short Term Rentals as part of their FIRE plan? I have two properties purchased with ~3% as vacation homes. We certainly use them more than the 2 weeks allowed so I don’t think … more

Thoughts using a Treasury Money Market Fund instead of an HYSA due to the tax advantages for your savings fund? Currently I’m all HYSA, but intrigued about the tax savings with treasuries

Anyone planning to retire in cheaper countries?

For those funding 529s for your children, what are you targeting?

I would like to ask for an advise on how to manage my finance…

35 female , single

My bi weekly paycheck - 2,700 * 2= 5,400 monthly (after 130k gross)

401k $99,175
HYSA GSmarcus $28,794
Checking account 1,980

no loan nor debt
rent + utilities 1,80… more

Hi Fishes - Looking for some advice based on available cash and debt (Total household)

Cash available- 70,000
Mortgage - 650,000 (6.5%)
Car loan - 45,000 (0.99%)
No Credit card debt
Monthly saving from salary after tax - $2… more

Is there any credible source to learn about lowering your tax burden as a W-2 employee via investments or otherwise? I have the basics covered but as my earnings increase, I'm really hemorrhaging … more

Getting lumpsum salary including stocks which are vesting as a part of a severance package. Any thoughts on how to avoid heavy taxes and invest mindfully in the current economy? New to this and any ad… more