Well, I did it. I retired.

Savings $2.3 million, NW $3.4 million, annual spend less than $80k. In a HCOL area but bought our home when prices were reasonable. Partner and I are both early 40s, no kids. Plan to workout, ride my bike, play tennis, travel, read, and cook. I’m realizing in my 40s I need to find more non-active hobbies because I get worn out. Trying to shake the anxiety I feel from work. It’s crazy that it doesn’t just go away.

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Are there any M fish in here who travel for work frequently? 29 F, frequent business travel & looking for someone who also lives out of their suitcase :)

Has anyone been successful in negotiating the schedule on a global pregnancy bill? My provider won't bill by visit and split the global cost into four payments all due by the 28th week. I don't understand how that's legal since it is so off the calendar of services and crosses calendar years (and insurance coverage), where most costs are incurred at the end of pregnancy with increased visit frequency and delivery.

Buying a Cathay Pacific Economy flight, am AA Platinum, can I use AA miles to upgrade my CX flight?

Hi Amazonians,

I got an offer today from Amazon.
I have following queries:
1. In yearly appraisals do they increase base pay or just give RSUs ?
2.how much % is the variable pay ? In offer letter they didn't mention anything about it.
3.. Is gratuity and insurance included in base pay ?
4. What's the avg base salary for solution architect 2 role ?

Please help in understanding this! Thank you

I am a registered sales assistant which means I have my series 7. I also have the 63 and my Life & Health license. I was a financial advisor but the role is commission only so I decided to take a role as an assistant for some time to learn etc. I really like my role, but I only make 32k a year and after taxes I only take home about 25k. I have a gut feeling that I’m not being paid market value but it’s tough to find comparable salaries. Do you think $15.38/hr is a fair wage in this case?

Looking for Senior Associate/Counsel/Jr Partner Insurance Litigator in Southern California. DM if interested. Amazing opportunity.

In an auto accident trial, can you inform the jury in any way that the at-fault driver had insurance? I have a hard time believing a jury would award 7-figure damages if they thought the little old lady defendant had to personally pay. I’m just starting to do PI on the side by myself at my firm, so this is probably a very dumb and obvious question.

Hey Sharks, I want to opt out from my LTA & Telephone benefits. When and how can I do it.

Also I have doubts regarding my compensation structure, whom should I connect with, please guide.

I am sick and tired of mental health professionals getting overworked and underpaid. No other profession I am sure is this horrible!!!

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

My company is giving me a reimbursement while I go to school. It’s capped to induce me to study part time. I decided to go full time. Pay the difference out of pocket so I can graduate quicker. I have been working as a manufacturing engineer tech for 4 years without a degree but this May I will get my bachelors in Mechanical Eng. Currently making 63k a year, hourly. What should I ask for when I graduate? Living in Southern Pennsylvania.

What is the salary as software/website manual and automation QA tester with no experience in New York? I have bachelor's degree major in health science. Is there a lot of open positions in QA?

I am looking to break our of a bedside role into a remote nursing/Healthcare related role in the DC/MD/VA area. Most job opportunities I see are for case management and utilization review but I don't have any experience. Does anyone have any advice or job leads?

Is it misleading to just look at Total Compensation from a $ dollar value/ Total Compensation seems to be much more subjective than base salary in terms of its value. Some factors might be:

RSUs granted on dollar value or by # of shares & stock price trends
Vesting schedule
strike price on ISOs & delta between strike price and real market value

For instance, most of value in Amazon's comp seems to be granted in years 3 & 4, but it's well known that most people last only 2 years max there.

Hello, I’m currently a student at the university of minnesota studying health service administration. I’ve decided to switch over to tech, and begin learning more about front end development. If anyone would like to connect and has any more information please leave a comment! :)

I’ve been a licensed general lines (2-20) insurance agent for year and a half and have sold around 2M in premium, of which most of it is personal lines (homeowners, DP), and some commercial lines business. Even though I’m licensed to write my own business, the sole producer in the company is my boss. I currently make 35k + 15k in commissions (approximately). Is this a normal salary? Or how much should I be making? Appreciate your help

Anyone hiring experienced consultants for a company that has great benefits, WLB, and diverse office culture? Willing to learn any tech needed and can help bridge networks with strong interpersonal skills.

Experienced in Strategic Communications and Learning Development with with a focus on simplifying complex ideas for targeted audiences.

How is it to work with Data & Analytics at VOIS? & Also, VOIS as a whole?

How are unproven theories and claims legally allowed to be called “news?” Lookin at you, Fox.

5th September is my last working day at Infosys. Yoe=4+ yrs
Tech= aws devops
I hold an offer of 18LPA from KPMG with joining date of 7th September. (Wfh)
I applied at Workday on 15th May and went through 7 technical rounds of interview and received a verbal offer letter of 21LPA (hybrid)
Now apparently their technical panel "forgot" about the interview and wants to have a discussion again as 8th technical interview. HR says their joining date will be 19th September.

Should i join KPMG?

What salary range should I give for Avascent analyst role?

My company is looking for a new CFO (my would be boss) and I may have an opportunity to interview him/her. What questions should I ask ?

I had two interviews with two people at different companies and each time the interviewer had their camera off stating that they are having connection issues. Is that acceptable for candidates to do?

Is there a professional/respectful way to decline a take home case study that doesn't automatically disqualify you from the candidate pool?

I wish I was overemployed. Searching for gigs, but nothing yet. Any tips on how to get one or more extra jobs?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

I recently moved to Toronto from New Jersey. I’ve been applying with little success. I have a background in healthcare, non-profit, and public health. Any advice on what company I should apply to?

One of my friend has received an inquiry email from capgemini that it has been found that he is moonlighting. has anyone has received a similar email ? He is just working with capgemini only and is currently serving notice period and was expecting to leave by start of january 2023. Is capgemini harassing the guy ? Has anyone else got the same email ?

Why do leaders keep comparing how “good”the new staff/seniors have it because they make more money starting out then they did and working 55 hours is better than the 70-80 hours they used to work? Instead they should compare what options they have available to them and what their goals are.

Hi fishes,

As per my Offer letter there is component is Engagement PB.
Will this i get monthly ?

How is the work life balance for Data science role in CFR at Amex?

Is Deloitte a staff aug organization? I’m interviewing with them and my last two consulting companies I worked with were glorified staffing agencies disguised as true consulting. Didn’t own any of the projects, always had to interview with the client and compete with about 5 other agencies for projects. Thanks.

What is the salary range for L62 Software Engineer in India?

H1B Petition got picked in this year’s lottery - Can I switch jobs within my company before the petition is approved?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Best long term investment strategy against inflation to get to a large nest in for retirement?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Anyone start later in life? About to turn 32 and my retirement savings are sad.

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Are we on recession? My portfolio is super down - low cost ETF investor here

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

I think everyone on this forum would be really fun to work with compared to the corporate zombies I often interact with. Have you identified other FIRE peers at work? If so, how did you find out and what did you think of them?

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

What is a reasonable fat FIRE number for a married couple? Can’t figure out if numbers I see are for one or two peopl

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?