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Hello Société Générale folks,
Looking for some honest advice. Considering an offer with SocGen B’lore for Specialist Software Engineer position with 5.5 years exp and into Tech service management. Could you please tell me a bit about following points?
- I see 25% of the compensation(5Lakhs) is Variable. Does company even pay 60% of it at the end of the year if you perform say 4/5 rating?
- What is an average annual hike that the firm gives?
- How is the work culture? Societe Generale
How are hours at Simpson Thacher LA?
26 F Gujarati, looking for someone in Chicago!
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Vtsax vs fxaix?
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Go all in towards increasing your income and career growth in this phase. All the other advice above still stands, but this is probably the most important one.
this! this was the most significant part i overlook and try to find a shortcut thus giving me an anxiety feeling i am so behind. thank you for this reminder.
How much are you putting into 401k? $7500 into an IRA per year and max out your 401k. That gets you 90% of the way there. If you don’t spend a lot of medical then also open an HSA and max that out. If you do all 3 of those and can still do the rest of your everyday stuff you’re golden.
I’d do another 15k per year of VOO or FXAIX into a brokerage account that you don’t touch for 25 years and call it a day. Keep maxing 401k and IRA and that’s better than 90% of the country
F
Mentor
PWC supports Megabackdoor Roth.
You can Google it & contact your HR, but basically this means you can put extra money in a post tax 401k account that you can shortly after convert into Roth.
This basically lets you turbo - charge Roth.
Your regular 401k should be traditional, then put as much as you can in MBDR.
But mostly just carry on!
Do you plan on kids/family? If so you could save more money for house downpayment,etc.
im no longer with pwc but ill ask my current employer about the megabackdoor! ty
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You are actually in a stronger position than you may realize. You have a solid income, no debt, healthy retirement savings, and a good cash cushion already built. From here, I would keep it simple: maintain a clear monthly budget, keep 3–6 months of expenses in savings, continue funding your 401(k), and then direct extra cash toward a brokerage account or other long-term goals. Your spending does not seem reckless either, especially if the spa and massage are part of how you take care of yourself. You may not need a complete overhaul, just a clear plan so your money keeps working with more purpose.