FIRE Financial Independence Retire Early

For couples, if your spouse/SO RE’d before you:
1. How long were they RE’d before you joined them?
2. How did their time freedom impact your relationship and time spent together?
3. Did you live off of some retireme… more

So excited and needed to share somewhere. Just reached $2M in investments/cash this weekend plus we have a $1.2M paid off home. We’re looking for a modest retirement and have our sights set on $2.5 in… more

Just crossed $1m net worth at age 36. Started with nothing, even had to pay for my own private college and grad school tuition with room and board. It CAN be done. Just wanted to share to celebrate th… more

I’ve been able to reduce a lot of my spending but I just can’t figure out how to reduce eating out. For a family of 3, we’re spending maybe $125 a week so about 2-3 meals a week out. Any tips?

Am I going to make $25k today or lose $25k today? The recent stock market volatility has made me numb to these numbers

I’m in my low 30s, 95% in equities and want to FIRE in a few years. Thoughts on whether I should start diversifying away from equities? Income is $1m per year so I don’t need that much in returns, but… more

I recently learned about FIRE and am looking for some advice from people more experienced than me. I’m hoping to understand when I can quit my job and become a stay at home mom and homeschool the kids… more

Even though I’m not supposed to time the market, I can’t help but want to buy when I perceive the market is down but I think I just realized that it doesn’t make a big different even when the market goes ba… more

I’m in a Coast FIRE corporate job (individual contributor, fully remote). My boss has noticed things such as how good I am at making decks, presenting, getting people to buy in, and he is trying to gi… more

40% of the way to my retirement goal and struggling to keep motivated - ready to call it quits today. How do you keep yourself motivated through the slog?

I bought a house. Modest. 3 br. 1600 sq ft. I love it though. It was $518k and is in the semi ghetto. Similar homes in a nice part of town would be $800k+. But we've been here a year and I realize… more

My current model is estimating $3.5m by age 45. But close to $10m by age 55. How do I find the courage to pull the trigger and stop chasing the higher number?

Single 36 y/o female officially retired! 🔥 any single guys out there who can join me in retirement? 😎

More of a confession. I have comfortably hit FI. but I don’t have the willpower to RE. Hitting my numbers doesn’t reduce my stress as much as I thought it would.

Hi. I recently left my firm and joined a new company. My old firm has my Roth 401k under Merrill Lynch. Should I transfer it to my new employer's Roth 401k offering under Fidelity Investments? Th… more

What’s a bare minimum in a medium cost of living city (e.g. Houston) to have in net worth / investments to retire early (or coast fire) with a family and young kids? I see many posts with net worths t… more

Have over $8m! In liquid cash , dumped 80% on a blue chip stock , 19th January 2020 and made yesterday discovered I made 74% Return


What do I use the profits for , don’t want to re invest on it , with… more

Any recommendations on premium credit cards? I know of Amex platinum, Chase Sapphire. Right now I have Robinhood Gold Card which has the nice 3% on all purchases.

I’m going to retire in January 2026 - age 56- about 6.0 million in liquid assets - both brokerage and retirement. However, maybe 15 percent is due to Nvidia investments - do you think it’s time to tak… more

Does anyone have any suggestions on how to find a good financial advisor who works on some basis other than assets under management such as an hourly or per engagement basis? I find aum advisors are … more

Fellow fires does your travel lifestyle adds or reduces value to your finance and what to do if it does reduce value

Hey everyone 👋
I’m building a financial wellness app for Gen Z women who want to build wealth intentionally — blending money management, mindset, and investing confidence.
I’d love to connect with anyone in HR or People Ops… more

I’m newish to FIRE and am at about 400k NW in index funds in my early 30s. Sometimes I get really depressed about the state of the world/country and do worry about the future of the stock market- I kn… more

Just sold a second home and cleared 175k. Don’t need the proceeds other than to FIRE sooner. Have a great index fund at Vanguard I will be dropping it into. Ques… more

I see some people drop everything and go on vacations, or not worry about what is on their plate. I play by the book and there seems to be endless responsibilities that don't have an easy button. … more

I’ve upgraded to always flying business class for long trips. Comfort and rest are worth the investment.

Is a $850-$1000/quarter fee normal for financial advisors on a $300,000 investment account?

If you plan to retire at the age of 55, how do you intend to stay engaged and productive? I am interested in learning about the various post-retirement opportunities you are considering—not for financial gain, bu… more

What’s a lifestyle creep that you’ve become comfortable with and accepted?

Anyone use Origin for financial planning/tracking/management? Looking for opinions if we should use.

With how much of monthly passive income would you be comfortable retiring? Family of 5. HCOL.

REFLECT ON THIS

"You’ve climbed the mountain of wealth, but the summit is silent. What will your freedom echo—abundance shared or ambition unbound?"

Wife and I (27/31) are at $509k combined across all retirement accounts ($1,350k total invested) and are thinking of dialing back our 401k contributions to just the match while continuing to max Roth … more

Interested to hear from anyone who is changing investment strategy in light of 7 companies composing over 1/3rd of the S&P, AI hype inflating the market when the technology isnt proven, valuations skyrocketin… more

What was the worst financial decision you ever made?

I am really happy today! Touched $1MN NW today (excluding Ancestor property and appreciation on the home - All paid off, not including spouse wealth). I came from India to US — 8 years back from a middle cl… more

My (45F) major concern about FIRE is health insurance, for me and my child (3). Based in the US, where ACA premiums are about to explode and a public option for all is not guaranteed, and as someone w… more