My (45F) major concern about FIRE is health insurance, for me and my child (3). Based in the US, where ACA premiums are about to explode and a public option for all is not guaranteed, and as someone with a chronic illness (manageable with expensive medications) -- is it just about FIRE planning for a lot of cost in this area? What are the strategies and recommendations for ensuring sufficient health coverage even when 'retired'?

I’ve been a licensed general lines (2-20) insurance agent for year and a half and have sold around 2M in premium, of which most of it is personal lines (homeowners, DP), and some commercial lines business. Even though I’m licensed to write my own business, the sole producer in the company is my boss. I currently make 35k + 15k in commissions (approximately). Is this a normal salary? Or how much should I be making? Appreciate your help

Anybody know of where to find practice healthcare case studies for interview prep?

What are the perks and benefits of working at DBS, Hyderabad? DBS DBS Bank

Friendly reminder folks- don’t work for Havas Health and You. They cut the freelancers hourly rates, again and made it so there’s no OT. The resource manager at HOV said if I couldn’t swing $80 an hour as an HCP copywriter, she’d have to find someone else. Good luck 👍🏻

Account Director / Senior (Sr.) Account Supervisor salaries for health PR, in NYC? …
Seeing many different numbers so looking for some guidance.

Hi All!
Anyone from the insurance industry based in Jakarta, Indonesia? Would be happy to connect/network over coffee

How supportive are your companies when it comes to taking PTO for mental health days?

Trying to chart my next move and not sure what direction to go. All I know is I’m tired of being always “on” in a client-facing environment.

Any podcasts, books, etc I can read for insight into more internal roles like biz ops, corporate dev/strategy, other??

4 YOE total all in consulting. Currently a SC. Clients/work have been commercial healthcare implementation & public health strategy, risk, process imp etc.

What's the most helpful benefits that only few know about it!

I am a Product owner and certified SAFe Product manager. Current organisation doesn’t have PM opportunities. Can I get a break in Product Management while switching to another company? Oh yes, I’m also an Insurance ( P&C ) expert. 11 yoe

The majority of my career has been in healthcare tech with some retail experience. Looking to break into event management/coordinating (I believe this is the correct job title) space in either the entertainment, fashion & retail or cosmetic industry. Any insights or advice is appreciated!

Insurance defense deductions - Billings wants to write off my time because I worked more than 10 hours in one day. What are some ways to avoid cutting my time?

Have final round interviews at BCG tomorrow. I'm at S& right now at the SA level. Father had a sudden health issue come up this week and it's got me off my game. I'll ultimately need to support him financially for at least a year while he recovers. Not complaining, but has me considering just dropping out of the interview process. Is that crazy? Is the opportunity with BCG really so far beyond what I have already with S&? Is dropping a better look than interviewing and doing terribly?

FCB Health? Thoughts?

What are some good healthcare/pharmaceutical etfs that you would recommend?

Hello All. I have offers from 1. PWC AC Bangalore (Senior Associate) 2. KPMG Assurance & consulting Gurgaon (Senior Manager in Digital Lighthouse) 3. Legato Gurgaon (Sr. Soft. Engg.) Please suggest in terms of WLB, career progression, projects and overall work env. Pwc is giving WFH but not sure how long will it continue for (will it be permanent?) Which amongst these will be a good company to work for at least 3+ years. Pwc AC KPMG Assurance and Consulting Services Legato Health Technologies

Is FDD similar to audit where there are different industries? Like Financial service/ healthcare / NFP

I finished a Health Law LL.M. last May and haven't done anything with it thus far. I'm in insurance defense primarily (Liability, UM, UIM) and just got the LL.M. because I still had GI Bill to use or lose.

Any suggestions on how I can create/build a book of business as outside counsel using the degree? Thanks in advance.

Did anyone get the increment letter yet?

Any one here who is serving notice period in EY and got hike letter

Parking should really be reimbursed! Especially when its $20 a day.

What is the suitable level in Siemens for a candidate having 11.5 years of experience.

I have an offer from IBM of 16 lpa, but recently I got promotion in my current company and package got raised. Should I ask IBM to increase my package?

Y. O. E - 5.10

How is your relationship with resident physicians?

What are ways to deal with high latency mricroservice in a given region. Given that it's Cpu utilization is not exhausted.. So no vertical scaling ???

Anyone help me know what user credentials are needed to login to iPhone given by mercer?

Hi.. i was offered A2 level, 19LPA for 4.8 yoe & cloud devops tech stack.
If i have a counter offer 25lpa with better role, will EPAM be open to negotiate? I feel the role & ctc are not on par.

Anyone have experience exiting to a biotech with no commercial products? PH I/II lead asset targeting multiple indications. Pros and cons?

Someone jumped in front of my truck a few weeks back (trying to kill themselves, luckily it didn't work) and now I'm feeling so much anxiety. I don't want to leave a job I loved though. How can I cope with this?

Since starting in January I have:

Spilled water on my laptop and backed into a parked car less than an hour apart.

Got a ticket for a rolling stop vs. full stop.

Can I start January over?

Okay, thank the stars this “estimated 9.2lb baby” was only 8lbs even. 😅

What’s the best or worst place to work in Portland right now?

Looking to support a new APIA founded startup? Well look no further!

Have you ever found something online and thought "... if I buy this, what about my anniversary gift, that trip to Europe, the car I always wanted..."

Well I have and founded Okane (money in Japanese 🤑)

Okane is a free Chrome Extension that focuses on goal-based budgeting. We track your wealth and help you save for your future goals while avoiding impulse purchases, right as you shop online. ( okane.crd.co)

Lmk what you think!!

Can somebody suggest me decent ladies pg near Ascendas, Taramani?

Can anyone recommend appropriate user tracking and sentiment / feedback gathering solutions for bespoke internal tools?

E.g to see user behaviour on an internal operational tool used by 100s of staff.

Does anyone use a brokerage account instead of a checking account? Mine offers a fee free debit/atm card and free checks which I'd rarely use but starting to question whether it is worth maintaining my "big bank" checking account that requires a $1500 minimum balance.

I also have a local credit union checking/savings that I'd use if I need any services or to deposit cash and a HYSA that gets my paycheck, is used for mortgage and credit card payments, and to transfer to checking or investments.

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

I’m curious why more non-US citizens interested in FIRE don’t go live in a no/low tax jurisdiction even for a few years e.g. Dubai, some Caribbean islands. I get that some people will have family circumstances (e.g. elderly parents to look after) so it won’t be possible for them, but for a significant proportion it will be an option

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Do you have a UTMA/UGMA account in addition to a 529? How can I make sure my kid still qualifies for *some* scholarships? (Want them to have some skin in the game..)

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Decided to payoff my mortgage.

Best long term investment strategy against inflation to get to a large nest in for retirement?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂