What’s a bare minimum in a medium cost of living city (e.g. Houston) to have in net worth / investments to retire early (or coast fire) with a family and young kids? I see many posts with net worths tracking to the $5-10M range, but is it feasible to retire on a lower number like $2M or am I just waiting for one medical emergency to destroy my plan? Otherwise by the time I retire I’m an empty nester. How low is too low for early retirement? I know it depends but have some of you done that?

Hey Hey all. Can anyone help with a referral?
There are a few real estate positions available that i think i would be perfect for. Background - Head of Special projects at a real estate developer (building data centres and tech hubs), former McKinsey EM, MBA from London Business School, IB real estate experience and CFA

Is Edelman the Goldman Sachs equivalent of Communications/most prestigious? I have heard mixed things.

Anyone getting blown up on LinkedIn by franchisee opportunities? I have never indicated interest but get a new message from someone trying to pitch me almost every day…

How much is the salary of physical design engineer with 5 yrs of experience in product based company like Samsung, Qualcomm, Intel, etc. Samsung Intel Corporation Nxp Semiconductors Usa, Inc. Qualcomm Nvidia Broadcom Inc.

Has anyone heard of CNSI, apparently they are affiliated with TCS?

I have 0 coding experience. The most I’ve ever done is run canned sql queries. What’s a good language to learn as a hobby? Thinking of pivoting my career into data science or data analytics in the future but figured it would be good to have programming skills.

Can you recommend any resources to gather data on risk ratings etc for benchmarking? Particularly interested in sector breakdowns and publicly available sources are scarce. Thank you!

Joining D soon as manager. Can we use Interactivebroker for stock trading?

Trying to revive the dead bowl. What’s your raise and PBB?

Thoughts on Pathmatics?

Can it actually provide media spend? Are all brands in there or do you have to request to get brands in, etc?

Hi any advice for someone who has 1 1/2 year experience in industry and wanting to switch from market access to medical affairs. I'm open to any job opportunities in small or midsize pharma or guidance I have a vaccines and neuroscience background

Anyone here have experience / know anyone who did the Luxury & Fashion Retail MBA @ NYU Stern?

Why you should stay invested : asset inflation, then normal inflation, low rates forever, trillions in additional stimulus, dollar destruction (on purpose), coronavirus pushed tech ahead a year or two in adoption. STONKS ONLY GO UP!

I recently had an interview with HCL and cleared 2 rounds of technical interview. I waited for a week for HR call but no such call was received. I then contacted the POC who scheduled the interview (he is an HCL employee) and he said that I have been shortlisted and will receive HR call shortly. This was 1 week ago and I have still not received any call. Has anyone else faced the same issue? And if yes, should I even expect a call fro HR?

Has anyone here got relocation bonus from CitiusTech?
Can you please tell how much amount you got?

£200 for WFH equipment , what are you fishes getting

Hi fishes, help me with this offer. It's an SDE role, 8 YOE. I'm currently at Google with $350-400k TC. This would be a level 5 at Robinhood. Base $210k. Sign-on bonus $45k Equity: $450k-500k. Thanks!

What are the best cities to live in for FIRE?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

What is a reasonable fat FIRE number for a married couple? Can’t figure out if numbers I see are for one or two peopl

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

What’s the meaning of life before FIRE and after FIRE?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Currently making 70K and I usually up my contributions each to start each year. I'm up to 10%. How should I split up my mix? Currently all in traditional.

Plan is to get this higher as I eliminate debt but 10% is all I can afford to do for now

the more I want something, the harder it is to achieve. anyone has this feeling also?

Hi! Pretty new to this concept, and really early within my career (only 3 months in). Currently on my company’s 401k plan, contributing well beyond the minimum to receive a match, and maxing the amount I can put in right now (25%). Dabbled a bit in options and stocks in general. Any advice, guides, or starting places you would give someone in my shoes? Thank you in advance!

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.