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Any good crime books that you would recommend?
Bain & Company Fishes, I wonder if you have suggestion on office selection, I am finishing my dual degree(advanced degree and applying for post MBA level job) next year and now applying for consulting roles in the states. I have never been to the states and will only arrive on campus in Fall. I am keen on Seattle and SF offices but I have no affiliation or experience there. Any suggestions? (I care more about getting in than the office location tbh)McKinsey & Company Bain & Company Boston Consulting Group Strategy&
Deloitte audit Vs. Grant Thornton Tax. I have an offer from Grant Thornton and From Deloitte as an Intern this summer. Deloitte is the bigger name and pays a bit better but Grant Thronton has way nicer people and known to have a way better cultre and work environment. What should I do? Where should I go?Deloitte Grant Thornton
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There was once this stock called GameStop (GME). Everyone told me I should join the regarded monkies and have diamond hands. Well. It turns out. That was not a good idea. Thankfully I only lost like $3,000, but I did lose it fast. It was a good lesson to not follow Reddit Wallstreet Bets for investment advice.
i remember this time! it was EXCITING to say the least.....
From a financial perspective, having a child. But my life is enriched in many other ways.
X2!
Having an HMO for 10 years vs. high deductible and maxing out HSA contributions.
How much is the max you can contribute? I've never used an HSA but this sounds intriguing. I feel like we overpay on regular health insurance.
Went to a T7 MBA program (part time, continued to work while attending classes) and spent $156k out of pocket without pivoting careers after. It did nothing to advance my career growth and I had learned half the material in my undergrad already. I’d have been a millionaire by now at age 32 with the compound growth (instead I’m at ~$650k).
SC3 I think it rarely makes sense to pay for an MBA out of pocket for those who are trying to FIRE unless you’re planning to FIRE decades after getting an MBA. I was struggling to decide whether to get my MBA in my 20s and decided not to because I had a pathway to FIRE by my mid 30s. Really glad I decided against it as the direct cost + opportunity cost would have set me back a ton
Attempting to time the market. Now my investments are automated.
Buying a swimming pool.
Hard to say, but here's a list:
Buying a car I didn't need in college (and wrecking it a week later)
Buying a used German car after college
Only contributing small amounts my first couple years
Ignoring HSA plans in my 20s
Holding bonds in my 20s
Paying off super low interest debt too early
Tepid approach to an excellent ESPP
Buying shares in a private equity deal
Taking jobs well under my earning potential (I don't actually regret this one, but it cost me more than anything else).
ESPP is employee stock purchase program. Some publicly traded companies offer these plans which let you buy their stock at a discount with a portion of your salary. If you sell as soon as it vests, it's basically a free raise.
You're not missing out on PE. It's illiquid dark money and it's rare to come out ahead. I did it because I was forced to "reinvest" a % of my predeal equity. I was told if I didn't it would be a red flag to the investors and might affect our valuation. BS pressure play.
More than one:
Attending multiple destination weddings (Rarely talk to those people at all now)
Not investing the money in my 401K for 20 years (parents anti-investing; never taught me)
Not learning about investing sooner
OP, it’s less blaming the parents in a bad way and more so stating the advantages of having had the opportunities to be educated at a younger age on investing.
Not getting in on Bitcoin early
Not having higher balances on my mortgages when I re-fied at low rates
Too conservative investments when I was younger
Holding crypto in a brokerage that went bust because it was offering high interest rates. Lost about $10k.
After a layoff from corporate marketing, I chose to change careers and become a high school teacher, for a 4th of the pay. Needless to say, I’m starting back in marketing in 2 weeks, after 2 years.
Oh…and I sold my house in 2019…missed out on a solid 6-figures during the pandemic bust. I just stopped crying about it last year.
I bought a Fisker ocean
25 yrs ago when I got my first 'real job' that had 401k benefits i was so happy to be making decent money - like $20/hr - that i wanted it all on my check. i didnt participate in the company's 401K plan with their 7% match for the first 10 years working there.. hindsight, i lost out of all that potential compound growth
Bowl Leader
Trying to time my entry into the market in my first few years of employment. Left my IRA money sitting in an account, uninvested and accruing zero interest, for like 2 years lol. Was waiting for a dip that never really came…
College
Marriage
Not opening an IRA a decade or so earlier.
In hindsight, paying off my home in 6 years.
Buying a new Honda CRV in 2012 (still driving it though)
Leaving a job in dubai
I'm searching a job from a while I don't know why I not got any responses