Just sold a second home and cleared 175k. Don’t need the proceeds other than to FIRE sooner. Have a great index fund at Vanguard I will be dropping it into. Question: Would you drop it in all at once or DCA it over next six months so and put unused somewhere else like a HYSA.

Would you recommend Sedona during Christmas or San Diego during Christmas with a 1.5 year old? Entertainment, safety, meaningful experience-focused.

Sedona will be much colder, possibly snowing/icy and will be hiking, hot tub, enjoying the scenery focused. San Diego will be beach, enjoying scenery focused. Both Airbnb options look beautiful. Will also have 60 year old grandparents joining

What is the typical salary range for a Clinical Informatics Educator at DFW texas region?
I am being offered $95K … seems low when I researched. Or am I wrong?

Hey everyone, I was recently laid off from Meta. I am a senior technical recruiter, who also served 20 years in the military. I am looking for new positions working in San Diego or remotely. Any help would be much appreciated. Thank you so much.

Going to Costa Rica in March. Plan to go from San Jose > La Fortuna > Monteverde > San Jose. Is car rental the best option? How easy is it to drive around there? Thanks.

Just curious are there any EAs in the Las Vegas, NV area and what are your salaries?

Tumi Store in Mcnamara Terminal (DTW) is closing everything is 20% off.

138k as an ACD in San Francisco - too low?

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

How much are you on, 8 years in audit (senior manager) in New York v San Fran? Base.

Have SIL's coming in mid Aug and I live in San Diego and I am in search of nice contemporary patio furniture. (Siblings In Laws)

Anyone successfully book a flight with sky miles to the Maldives from the US? Based in ATL and every time I switch to the sky miles option I get no results. Thinking it’s due to airline partners

Any CLT,NC businesses looking to hire for a Junior level Full stack developer / Junior Front-End Developer/ Technology Associate /Systems Engineer entry level / IT Support Engineer??

Anyone have a wedding planner they really enjoyed in the DFW area?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Anybody know where Dave went? He’s been MIA

I recently graduated with a masters degree in Data Analytics from University of Texas at San Antonio with a CGPA of 4.0. I am also awarded distinguished graduate student award for great academic standing and leadership skills. I have worked in india for 3 years for Uber and Amazon as Risk Analyst and quality specialist respectively. I am currently in my F1 OPT and have 30 days left before I submit my offer letter to USCIS. I can share my resume and any help is really appreciated. Thank you!

Tired of this constant grind and constant layoff situation in NYC. Thinking of making the move to LA. Any thoughts? Yay or nay?

Will Cognizant offer 35 lpa for 11 years exp. And senior manager role?

Hi friends,

I got offer from a product based firm which offered me 24+2(variable) and joining date is on Monday. They have even sent me the laptop and welcome kit. But today I got one more offer from capgemini offering 30lpa. What should I do?

Hello everyone,

If you know about DBS in capgeminigar please share your inputs how it is in terms of technology and growth for micro services profile with 6years of experience

Best non-travel credit cards? I have Chase Marriott and SW but looking at best value cards during Covid. Esp Amexes. TIA!!!

6 years in public accounting, manager 2. Is a financial reporting manager at a $2billlion SEC company a good position to transition into? Your thoughts pls.

Hi team. Happy to provide any referrals to McK if there is interest. I was later off at Deloitte 4 years ago and moved over. DM me :)

Got an offer of 8LPA from JPMC for the role of Test Analyst. YOE - 1.4 years, Location - Malad, Mumbai.
I would like to know how much I can negotiate with the HR on this offer.
I don't have any other offer in hand.

I hate billing. That’s it. That’s the post

Business Performance Manager role what level is this targeted at?

USI folks - Do you know if the Sum assured of the health insurance offered by Deloitte is for per year or total. Context, I am currently at Deloitte US and thinking of requesting a USI transfer because of a serious health issue for one of my parents. Would be really thankful if someone can clarify 1)Will parents existing conditions/treatment (Chemotherapy ) be covered from my day of joining and 2) Will sum assured will reset every year (if yes, then when, January or our FY). Thank you

Does biglaw give out swag bags to lateral hires working remotely?

What are the yearly hikes for NTT consulting division?

How much enjoyment do you get from your job? Do you get fulfillment from it?

Hi,

I have a total experience of 5 years in java and AWS. My qualifications are BTech in computer science from symbiosis.

My current CTC is around 14.5 LPA. Want to know what's the norm going around rn

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

What’s the meaning of life before FIRE and after FIRE?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

27 F. Work as 1st year associate in Big Law NYC. Base salary $215k, bonus is ~$10k (lowballing), student loans are $150k, total savings are about $100k. 0 family money and will likely be supporting parents long term. Any advice on how/when to start investing in real estate. Currently have all savings in market (with personal investing in index funds or 401K/RothIRA/mega back door).

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

Does anyone have any inspiration stores of FIRE without an incredibly high income/family financial support. Looking for hope 😅

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Anyone here from NYC? Be cool if there was a meetup.

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.