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Hi all, I got offer letter from fiserv but they mentioned only gross salary in that . There is no details regarding salary structure . Also i need to e- sign in the portal. Could you please help me regarding salary structure and e-sign ? Fiserv, Inc Tech Mahindra Tata Consultancy Infosys
Happy Hump Day... now go kick some ass!

I hate billing. That’s it. That’s the post
Scored these on one of my latest hunts.

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All at once. If that makes you nervous, do 50% now and dca the rest over the six months.
Keep money aside for capital gain taxes
Nice achievements and congrats but the most achievement is to be able to transfer these knowledge and wealth as an heritage to your children ( biological and per mentorship)
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Statistically investing a lump-sum edges DCA annual returns by 0.2%-0.4% (~70% of the time)… choosing between the two is more about an investor profile… if you invested the $175K, and the following day the market was negative 20%, how would you feel? If you would be quick to pull it to avoid additional losses, DCA… if you know it’s long term money, and it wouldn’t bother you, lump-sum…
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I would drop it in all at once.
If that would make me nervous I would reflect on whether my asset allocation was correct.
I would DCA. I know time in market is generally better than timing market, but given where valuations are and all the macro and geo uncertainty, I feel better giving up some potential return for in exchange for some downside protection.
Do what makes you sleep better at night. If DCA is it then do it. You do it your way.