More of a confession. I have comfortably hit FI. but I don’t have the willpower to RE. Hitting my numbers doesn’t reduce my stress as much as I thought it would.

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Why don't you look for a job you'd enjoy?

likehelpful

Totally agree with this sentiment. Time is the value.

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I think that's totally fine - I want FI, but don't care about RE because I like my job. Hitting FI wouldn't make me retire, it would just give me a bit more peace of mind.

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I'm not in a situation where I have so much money that I don't need income, so I couldn't do this for free right now; if we're pretending I won the lottery and didn't need to earn another penny for the rest of my life, I actually would be willing to help small businesses, universities, and laboratories that need help, but generally don't have the funding to hire a specialist (in house or external).

You’ve got to figure out what you actually want to do with your life now. I’m slightly behind you on FI but ahead of you in life purpose identification (as of recent) and it’s a remarkable breakthrough when it happens. Honestly more uplifting than I imagined the FI part will be. Now I actually feel more motivated to RE because I have such a clear vision of why I want to buy my time back

upliftinglike

Pursuit of a creative interest

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I’m not sure I have advice, but I do have empathy. I hit FI a couple of years ago but am still going. Like you, I don’t love my job but I find myself continually setting the target higher—likely out of fear of making the jump to RE. But you can at least know that you’re not alone.

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Ditto. Have continued to move goal posts on myself each time I've reached my FI target. Trading time now for more luxurious time later... not sure when to draw the line.

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Well, I'd suggest now you look for a job you like and not worry about how much it pays.

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Even among the population who knows about, and more importantly, can FIRE, the percentage of people who actually do is like 1%

The step away from the known to the unknown is a powerful barrier.

Make a list of all things you want to do. Would you be able to do all of those things with your job? The job is just a tether, keeping you here where all your family and friends are. Stopping you from living your life on your own terms. It's not easy.

likesmart

This would be me I fear

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What are the biggest factors stopping you from quitting?

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@OP I'm in my 50s and already hiit my FI# ($2.8m). Im significantly less stressed now but still hesitant to retire.

Like KPMG2 I could have RE last year, but continue to set my targets higher.

The main thing preventing me from RE now is not having hobbies and fear of boredom because I havent yet decided what I want to do to fill my time.

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What was your FI number? Age?

FI number was ~3m, and I hit that around 40.

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As someone who hit FI and then got let go, I’ll tell you that it is much more pleasant to look for jobs without needing one.

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Just signed the outside employment form in KPMG onboarding system. I actually wanted to start dabbling in creative writing as a potentially monetizable hobby, but I'm guessing this may pose issues.

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likehelpful

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likeupliftingfunny

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