I bought a house. Modest. 3 br. 1600 sq ft. I love it though. It was $518k and is in the semi ghetto. Similar homes in a nice part of town would be $800k+. But we've been here a year and I realize a $4000 mortgage is hard. We take home $10-11k/month and am only investing $600/mo. I'm not going to fire with these expenses. But can I thrive? I don't want to go back to a condo bc I got chickens and dogs. Am I an idiot? Or are we all accepting houses cost a ton now?

Left PA and started industry remotely. Haven’t been in the office. Met my team one time. Tips are to always be on video for even the smallest of calls. Take a ridiculous amount of notes. In downtime, go through your notes and come up with questions by reperforming old work. Set up recurring question sessions with your team so you know what to do next time. Set up performance meetings even monthly because it’s hard to get a gauge on your performance

Hello guys
Please help me get 11 likes.

How is it going in Canada? How is the job scene?

Is WFH really ever going to end? I see the benefits of in-person at times, but does it really out weigh remote? As an industry we’ve done it almost two years! How likely is it places that are going to tentatively be hybrid actually follow through?

What's the range for L10 Tech/London. Pretty disappointed with the perf discussion result and being told that I am already at the higher side of range☹️.

I’m getting sick of getting a brief and asked to create a cool new campaign with amazing designs in less than a day. My best work isn’t turned around in less than 24 hours. And for background, I have pushed back literally every time. Nothing seems to be getting better.

Please help suggest good standing desk brand!!

Home appraisal came in 30k too low. Seller is an investment group. House was on the market 40 days before offer. What's the chance they sell at appraised value?

i feel incompetent because i struggle with working from home and only really feel productive in an office setting

Considering switching careers:

I got hired straight out from college 5 years ago from a small CPA firm and have worked in Tax ever since. Lately, I feel like this is not what I'm actually into. What else I can do with my Accounting degree?

My passion is Real Estate and Interior Design, love Managerial Accounting, I can sit for hours analyzing data, I also have a degree in Supply Chain Management.

My passion cannot feed my family but I've been burned out so much after years in Tax. 😞

What's the most you've ever paid for a single drink?

Has anyone ever bought from eBay? The prices aren’t crazy and they have the “Authenticity Guarantee” and the watch is shipped to a 3rd party to validate its real. What are peoples thoughts?

Guys off topic
D laptop pickup ke liye formals me jana padega kya

Hello Fishes,

I've officially resigned from Amazon. I've a experience of 3.8 months in accounts payable. Can you please help me get a job.

Looking for opportunity in abroad in data science. I've 4+ years of experience in data operations and 1 year of experience in data science

What do I say and resign to get released early? Cant wait for 3 months notice period to get over.

At what point in my career as a receptionist should I consider asking for a raise? After one year? After five?

Hi Folks,
I got offer as infrastructure consultant in TW, what type of projects and clients TW have fro DevOps and cloud work? Pune location.

I think everyone on this forum would be really fun to work with compared to the corporate zombies I often interact with. Have you identified other FIRE peers at work? If so, how did you find out and what did you think of them?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

What stocks are you guy guys buying right now in this market?

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Anyone here from NYC? Be cool if there was a meetup.

Best long term investment strategy against inflation to get to a large nest in for retirement?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

I’m curious why more non-US citizens interested in FIRE don’t go live in a no/low tax jurisdiction even for a few years e.g. Dubai, some Caribbean islands. I get that some people will have family circumstances (e.g. elderly parents to look after) so it won’t be possible for them, but for a significant proportion it will be an option

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

For those of you who made your first million in net worth, what did you do next?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

Looking for a soundboard.
Expecting parent, 35yo, NW of $1.2M with investment property in my hometown in Europe near family & friends (mortgage is less than $1k). Current expenses in Bay Area is 5K a month, probably more once baby comes.
Thinking of leaving Bay Area in 2 years and semi-retire for a few years in Europe, focusing on parenting and freelancing.
Any thoughts on this plan? Anything I should be aware of?
Thanks!

Are investment properties good for retirement?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I