1 in 5 borrowers either are in process of forgiveness or have $0 payments on their student loans.

I'd say with stats like that the system is fundamentally flawed, but anymore I think the system is working precisely as it was intended to - to create a debtor class.

Perhaps there is a way out for some of us soon.

https://www.forbes.com/sites/adamminsky/2024/03/19/2-out-of-5-borrowers-get-student-loan-forgiveness-or-0-payments-under-biden-programs/?sh=450a03d6f14a

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Question on option price in relation to theta, does the theta component recalculate each day, or it changes even every minute? Say if u buy and sell within a day, expect to lose some theta value?

Any suggestions for joint investment account with a significant other?

Succeeding in growth investing - how much is natural brains / talent / intelligence to know what to look at vs. can be learned / hard work?

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

Friends found out I invested a ton into crypto and tried to have an intervention for me. Lol. You only live once and I know the risks

Has anyone successfully claimed that income from a NY big law firm is not NY income based on TSB-M-06(5)I (May 15, 2006)? I think that my situation meets all the factors necessary. I am going to claim that the income should be sourced from Texas—I worked out of the Houston office from time to time while there. I was in Texas for more than half the year.

What to do with pharma stocks like Pfizer, moderna.. doesn’t seem to be trending up..

Is this a good time to move from pre-tax 401K to Roth IRA? We have been one income family last 4 months but I still expect year income to be in $250K-$270K range. Considering conversion for $40K amount.

Hi. We are a young couple new to Austin. We are currently living in Domain and looking to get a house (ideally a townhouse). What could be some good areas to check out considering we want to be closer to center and want to be around a young happening community.

Can someone on a Manager salary afford a $675k house on a single $140k salary? With 20% down?

I panicked yesterday and sold all of my holding on SPY and VOO for about 100k yesterday. Waiting for re-entry post elections. Holding TQQQ and SQQQ for now. Should I use the fund to get into options? Good time to venture there?

Can I simply upgrade from Amex Blue Cash Preferred to Amex gold? Or would both just be open at the same time since one is technically a charge card?

Can anyone tier the domestic pe funds in india and opps to move from domestic to global funds

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Is salary credited for KGS today or will it be tomorw

I am a new joinee to CTS . It's going to be a month now and I haven't received my laptop.

I gave one interview for a project and was selected. They assigned me allocation but haven't reached out to me after that.

I am not sure whom to reach out to for any query and to some people whom reached they don't respond with any answer .

What can I do to get a working project as i don't want to sit idle?

BofA Vs Hsbc

Which one to choose if BofA is paying 2 lac more than hsbc ? Is Hsbc worth to consider at a lesser pay?

Hello all,

I have got an offer from vmware but I have heard that vmware layoff employees a lot. Can anyone please put some light on the layoff situation in vmware. I am really confused

Thanks

Hi Fishes,

I have offer on LTIMindtree for 13 LPA and CTS for 15 LPA
I am worried about layoffs and job security
Could you please let me know which one is better option ?
YOE - 3.7 Tech - Java, springboot

Hi friends,

I finished last round of interview with Deloitte and received a prehire survey email and along with shared payslips etc. How long will Deloitte usually takes to release offer letter after completing this prehire survey?

Thanks,

Anyone familiar with CVS Health’s L&D strategic plan or willing to share info about the L&D department? Prepping for an upcoming interview.

What are my exit opportunities as a tax senior in partnership tax? I cant take it anymore, I need to leave after this busy season. S2.

Hi Fishes!!!
How is Coforge(previously known as NIIT Technologies) is for the Scrum master role on the basis of :
1. Work life balance.
2. Work nature.
3. No. Of teams handled by one Scrum Master.
4. Being Agile forum.
5. No. of reports and meetings for the agile forums not just teams.
6. Layoffs.

Please help me by answering as many pointers as you can.

Location is Noida.

Thank you.

Has anyone put work in their book that the client denied? I wrote some pretty great lines for a client and it’s like they hate creativity. I really want to put them in my book, is that a bad idea?

I have an interview for a Principal Renewals Manager role at Slack/Salesforce this Wednesday and I was hoping for some advice on how I can wow them? Ive done a lot of research and made loads of notes but get very nervous in interviews and dont always articulate how I would want to / say everything I want to cover. It also doesnt help that the job im in at the moment makes me absolutely miserable and im desperate to leave… help!

I moved from construction to coverage and I absolutely loathe the work. Is it unreasonable for me to want to enjoy the work I do?

What is the best resource for diving into kubernetes? I’ve got 7 years of infrastructure/cloud background but haven’t had much of a chance to dive into containerization.

Is it a red flag to not use your current employer as a reference or would this not be noticed? I have other references I want to use who I think can better attest to my skills for the job but don’t want it to raise any questions.

Hi guys

I applied for 2 position at a time in jp Morgan career portal . That's fine ryt?

Or we can't apply for two roles at a time? Any idea guys?

Has anyone been with someone with a really small one? What was your experience like? I recently started seeing someone with the tiniest one I’ve ever seen (like an inch). I’m ok with it, but he’s clearly insecure and I want to be understanding

What is the best place to get a massage?

What’s the most reliable bmw 3 series after the year 2000?

EXL…. A tatti company. Please don’t ever join.

Does having student loans impact your ability to get a mortgage?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

If you could go back in time what would you tell yourself before taking out student loans?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

SOFI or who else?