100k Amex points convertion: option a - $500 gift card ; option b- 100k Marriott points ; Option C - ? . What would you pick?

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Option C, cos the other two are atrocious redemption values

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Get the Amex Schwab card and turn it into $1,250 cash

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AMEX Platinum Schwab card - they allow you to transfer points to a connected Schwab brokerage account (1 point = 1.25 Cents). If you don’t have a Schwab account, they’re free to make. I had one so it was a pretty nice way to convert points. Sure you’re taking a 35% hit on “estimated value” of 1.9 cents but getting to the estimated value is not worth my time. Expensive card $550/yr but standard platinum perks plus this Schwab benefit - I get almost all of that back in their benefits

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International business class. Usually can get $0.04 - $0.06 per point value.

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1 cent per point at the minimum.

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Transfer partners are the only way to go. You should be able to get at least $2k

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Only transfer when you know where you want to go, there’s like 19 flight partners to pick from (most of the hotel ones are trash redemptions)

RT ANA business to Tokyo

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You typically need to book well in advance. It’s a process to book, but you can search for availability using united airlines’ reward search for saver fare

$700 Amazon credit?

$1000 gift card

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"How many points?"
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Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

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For CSP/CSR, does the person getting referred get anything other than the public offer?

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