2.75% rate + $2000 lender credit for 30-yr conventional in Austin. Is this good??

Is anyone changing their retirement plans based on COVID-19 realities and the future of work.

I might come off as naive here. But how is options trading different from setting a limit buy or limit sell. Any beginner article I can read up on options?

Was offered 90k for a CD position in Brussels. Is this a good offer? I mean, I wanna do it because I want to live in Brussels but I know taxes are brutal there. Almost 50% of my income is going away

Just paid off student debt, have around 7K in savings - any tips on what to do ? Should I save up more till i hit 25-30K (do have a wedding potentially coming up in 2 years) or start dumping all money into stocks and btc? Currently putting 10% to Roth and make 100K pre tax income if that’s any help

Safest wallets / exchanges for buying VET and safe moon? 😭

Solicited moonshot shilling please.

I have about 10k to invest and am happy with my bags of BTC/Eth/link/Sol/etc. and defi blue chips. Looking for a moonshot or at least an up and comer. Thinking of dropping it all in Fantom (FTM). Thoughts? Others?

Anyone know good property managers in the Denver area?

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

It’s crazy how much close friends influence you.
Would you stay friends with someone that consistently makes bad financial decisions. Or distance yourself for like-minded folk.

I have a friend that is constantly trying to guilt me and pressure me into overspending, especially on “luxury” items. But I have different goals for my money and she doesn’t seem to respect that.

Any recs for a comprehensive financial planner?

Not just someone who's like "check out this and that investing vehicle" but rather somebody willing to review cash flow, tax situation, get into the nitty gritty and meet regularly.

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Due to a mix of circumstance, hikes / job moves, i’ve 2x my salary over the last year.
However, regardless of much i earn, it feels as if i will never feel rich or save enough in a place like London. Crazy constantly increasing taxes, sky rocketing rents and early saturation in salaries. Is UK the right place to be or is it the same everywhere.

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

Anyone at Microsoft? My dream is to work for Xbox. Would love for some guidance. 🖤

DB ECM - does anyone have a view?

I am looking for jobs in the fintech industry.Any reference?

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

I need a job😭😭😭😭😭😭😭😭

Have a fundamental question: why would an AD give a discount on a brand new Rolex? Is it similar to car dealers giving discounts on inventory on the lot? Or the discounts only apply to pre-owned? And if an AD does give a discount on brand new, what range should I be looking at?

What is the in-house interview timeline these days?

Anyone working as a 2 years + lawyer for Fragomen in Canada can share their salaries and working advantages? (holidays, billable hours etc). Got an interview coming up and want to make sure not to under-sale my profile!

What are the different types of ratings in Bofa in Order.

When will the ratings will be revealed and when will hikes will be reflected ??

Is there a home buying group for Seattle area?

Advice when looking for Tech Consulting internships in Chicago or DC Metro? My GPA (3.04) has disqualified me from most major companies. I've opted to focus my efforts into my student organizations and helping others reach their goals, in doing this I compromised for a B average. Are there any firms that will accept recommendation letters with the application? The networking route is also something I am exploring, but haven't had much success thus far. Any help is welcome! Have a great day!

UBS or Morgan Stanley ??please help fishes I have joining next week

Both at client side

What amount of money would it take for your current firm to retain you?

I’ll start - the balance of my student loans.

X-post

Hi, how much can I ask ectc at Rakuten
Yoe 4.3
My cctc 6.3 lpa
Holding of 13lpa

iManage can kiss my ass. It shouldn’t take me 5 minutes to open a document.

Best GMAT study plan?

Currently on H1B. Trying to decide if I should pursue full-time MBA, or get part-time MBA while working. Just got MBB offer with 30% salary increase. Both MBA programs are top 10.

In terms of tech consulting my current perception is:
1. Accenture
2. Deloitte
3. EY
4. PwC
5. KPMG

Is this accurate?

Hello All,

I have job joining in UST in next. However, I'm having some concern. Could you please advise me on this.

I have some matrimonial disputes going on in court. Does it affect my job joining in UST?

I believe it's the employees personal matter and nothing to relate on job prospects (this is what i got as a reply from my previous employer)

Do I need to inform about my matrimonial disputes or should I keep quiet? How does background verification team consider this.

We just moved into a 50 year old house. We got the popcorn ceiling removed in the garage plus had the walls done. We didn’t use an official asbestos expert because of the price.

The horrible, dirty people that lived there before us left us a crappy mess. Hope we are not exposed, nor the neighbors.

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Do you thank your tenants for paying the rent? A quick thank you text?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

What's the best city in UK to buy a buy to let property, with best returns?

For those that built higher end homes, what kind of appliance budget did you have?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Better to aggressively pay off $15k in student loan debt and pay off by early next year or make the min $200 payment and save the rest for down payment/emergency funds?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Any one knows what’s the easiest way to order a radon test for new construction?