Is anyone changing their retirement plans based on COVID-19 realities and the future of work.

Has any firm in Canada reverted back from salary freezes during Covid? Aka gone back to pre-COVID salary bands. This question may be more for the strategy shops....I.e. I heard S& in the US is giving people raises in January to meet pre-COVID bands (but don’t know if this is happening in PwC). What are people seeing in Canada?

Does anyone know a non er physician who has gotten covid 19 from patient contact?

Are any of you day trading cryptos? I’m starting to see a distinct pattern with domestic pops in new coins and overnight rises from overseas markets

Anyone every try qualifying as RE professionals for tax deduction purposes? Have plenty of losses this year that I’d like to try capturing

I want to start investing in the stock market and doing my own research but don't know where to start.

I'm 32 y/o. I moved to Union City (East Bay) during COVID, and I struggle to make new friends. Any recommendations on channels/platforms/volunteer progroms to make new friends?

We only have 1 car in HH, and my SO usually needs it for his job, which is a big bummer in making new friends I need to take into consideration.

What is the right time to start Retirement investments?

Question, or advice. If you leave your job and have a 401k balance under 5k what is the best option for me to do? Rollover to an IRA, keep the funds where they are, or would I lose that money? TIA

Is it worth it to buy a multi-family home to rent out?

Hi all, how did you solve the retirement puzzle?

As an expat, I went on the Degiro for investing at the moment, since the account can be used from all countries.

Was considering to invest also in an insurance, but is apparently not possible if you live abroad and then maybe go back to the home country.

Have any tips?

Moving from a miserable IB job for a small pay cut, but I can now actively trade without compliance giving me trouble. After rent & taxes, I’ve got about 10k per month to save; what’s the best asset allocation / distribution for a 24 year old who has a longish horizon and average risk tolerance?

In the market for an affordable car. Should I buy a used car?

Is anyone here familiar with RSUs and stock options as part of divorce? My arbitrator was not and she asked us to hire an expert to get a valuation. She’s convinced I cannot take my portion in kind if we could not settle on the value and I don’t want to be forced to sell my half to Husband at whatever valuation expert provides today (RSUs and stock options are under Husband’s name). If they low ball I rather take the risk and take them in kind. Any advice would be helpful.

Anyone here successfully trade options over a decent time horizon?

Am I the only one that never felt as poor as when I started working? I have more money than I ever previously have, but it feels like I can afford nothing I want. I am a staff 2 in the southeast

Resources to learn about community development affordable housing lending? Have an interview with a MM lending group that specializes in affordable housing/LIHTC loans. Typical suite of products - balance sheet loans, Fannie/Freddie deals, structured loans, etc

This week has been a fun week for trading. If you’re looking for a good opportunity on a long play, buy the dip on CLOV while it lasts. You’ll thank me in a few weeks.

Hi Fishes,

I know this is not the right forum to post random messages but I’ve seen some great advice on here, so would like to know how you’d manage your money from the below information and how you’d save?

All ideas welcome :)

£70k total comp
£150,000 mortgage
New Driveway needed and back garden to be done
Current Savings of only £2k after a wedding, home renovation and honeymoon
Expenses have increased due to inflation and rising costs…approx. £1400 on bills etc

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Cts is hiring female candidates with 6+ yoe
If interested Dm

👀👀👀 Where all my Phoenix consultants at?

For anyone who transitioned to fund accounting at a top tier fund, how big was the adjustment and learning curve? I have 2 years of audit experience and 1 year of deal advisory experience

I'm new to this space so looking for direction.
I work in DDV and in addition to PMO, my work involves organising workshops & working with leaders to strategize direction of the company, key initiatives to focus on and organize priorities around that. Recently I had a call with a recruiter whose attitude felt rather reductive with him saying "if you're doing PMI that's just PMO work. None of my clients are really interested, we want strategic focus"
Any tips on how to communicate my fit better?

Hi guys, ive been wanting to purchase a rolex pepsi/batman or even a stainless steel skydweller from a authorized rolex dealer. I know Im asking something thats not obtainable due to demand. But any leads? No gray market

What are the pain points or challenges being a vendor in staff augmentation 2022

How do you deal with rude patrons at restaurants?

For those with, or working on, Masters degrees, what major did you pick? I’m on my second semester of Music Ed, which is what my undergrad is in. Did you do music for both or something different?

What is consider old to apply into an MBA?

Does everyone in this bowl have a Rolex? Can’t seem to notice the past few posts to be only about Rolex. Never understood why Rolex’s are such big deal. A false sense of status IMHO.

What are challenges to get back to NA after a few years in the Middle East? Would NA take you back after a few years away from the region?

Is it good to change from FPNA profile to RTR

What is the leave policy in Verizon data services India??
Is it true that there is a 8 week paternity leave?

Is getting a job at a startup right now not the best idea? With so many companies laying off and no end in sight to the recession, what do you think?

Anyone else astounded by the botox usage of all the 20 somethings on bachelor in paradise? seriously, let your forehead move.

What carriers do you all feel is the best to work for? I’ve heard so many horror stories with Geico lately

I just turned 50. Now what? What goals did you set for yourself when you turned 50? All ideas welcomed!!!!

Do you use or have you used First Command Financial Planning? If so, what’s your experience with them?

Anyone else have trouble separating who you are from what you do? I think a lot of our generation built our self identity around our work. If I take my work away, I'm not really sure who I am.

Last Friday I got a call from my group lead Partner, that the person from Markets running a proposal I'm working on is complaining that I don't work fast enough.

WT-actual-F.

Merry Christmas to you all.

And thank you for the voices of sanity this year!

At what point does it not make sense to buy/ build a bigger home? My husband dislikes our house immensely (was his with former wife) and wants to move. Only owes $180k on it, we’ve been together 6 years and thus I’d rather just remodel. It’s the only thing we disagree about - moving or staying. He doesn’t want to invest one more cent in this house.

We're aiming to live long enough to spend it all. If we die younger there is a substantial estate and only nieces and nephews. I have three topics that I'm requesting your thoughts on before I engage an attorney;

At this point in career, would you take a step down in title to grab a transfer opportunity and get out of a toxic work environment ?

S/O, kid and I getting the Pfizer vaccine on Monday. Parents got there’s last month. Wish us luck

My observation is that it is hard for consulting partners to land the quality public or private board roles everyone naturally targets. Despite there being a significant amount of exceptional talent that could be deployed, there is a big bias against consultants. Everyone wants “operators,” but I feel every board could also benefit from one current or former consulting partner. But sadly, that’s not the way the external world looks at things...

Anyone experience ageism of late?

At what age did you exit Consulting? Do you think all the traveling has affected your health adversely?

We are buying a house and my knee jerk response was to look at a 30 year fixed mortgage (because that’s what I’ve always done). I realized last night that a 30 year mortgage might outlast me. Having a bit of an existential crisis now.

I’m 52M and looking at divorce with a kid heading to college and one still high school. I agreed to pay for both kids’ college and live a like a pauper for the next 7 years. Any advice?

Any one considered doing part time Consulting engagements via Services like MBO, Catalent GLG etc. Seems like a good way to stay in the game earn some extra income but do it on an Ad hock basis.

Instead of watching tv (and all the crappy political ads) I got hooked on Star Trek The Next Generation on Netflix. Started on season 5.