2006- 45k
2007- 52k
2009- 55k
2014- 56k
2015- 55k
2018- 75k
2022- 130k
2023- 150k

Total net worth- $2m. As I was buying real estate and stocks along the way.

Trust me, there’s hope.

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Adverse selection is a huge issue in trading. You never have perfect information and your decision won’t be perfect for the outcome. This usually means you’re too small in winners and too large in losers.

As markets crash we’re seeing something similar. People are ignoring bad outcomes when they should be working that much harder to protect previous gains and find new ideas. Lower traffic in this thread is a symptom of this phenomenon. Don’t quit just as the value of incremental effort ramps.

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

Anyone using the full limit of Section 80C to invest in NPS?

New year checklist for amex plat, CSR, Delta, and AA? :)

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

Soooo what do we think about the new ADP program?

Is it worth it to get the Amex platinum for a year for the large bonus offer if the intention is to possibly cancel it at the end of the year rather than downgrade?

Just started to work in the US on h1b.should I invest in 401k? What if I am not sure about staying in the US for the long term..Is there a penalty for early withdrawal - does it make financial sense?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

Is stock market surging tomorrow?

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

I bought $150K bells worth of turnips this week and the price just keep dropping. Anyone have good turnip prices on their island today? Pls save me from financial ruin

As a US resident, (how) can you buy stocks on international exchanges (like Hong Kong, Bombay)?

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

1040 help.. if I own two homes and loan amounts add up to over 750k, and mortgage interest deduction is limited, can I choose to report only one mortgage (and ignore the other 1098)? Using turbo tax but numbers are not making sense to me.. we bought a new home near end of 2021

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Is moving from Seattle worth it? I've heard the freeze is still in affect in Portland but I'm more worried about prices. I WFH mostly and pull down like 120k a year, Seattle is getting crazy expensive rent wise and crazy full. I'd like to find somewhere new but stick to the PNW.

Hi

Anyone from Nagarro going to Bangalore office. Could you please let the know if that is closed or open as thats what Google is showing to me. Also please mention the exact Nagarro banglore office

Thanks

Hi,

I have recieved an offer from cognizant and they have sent link of their portal to accept offer and complete document formalities. Can I go ahead and do this, even though I might not join the company later?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

White collar folks - how busy are you guys now?

Anyone available for fit prep tomorrow at 5 pm est?

Which is the good budget friendly perfume??

I have premium one from Boss Hugo... I kept it for special occasions 😜😜

Has anyone changed their pronouns at work before? How did it go?

Shooting an email to HR doesn't seem right 😅

How did you know this industry was for you? How did you end up in advertising and what made you stay?

I’ve spoken to a POC who says DEI feels exclusionary in her opinion, because she wants to help everyone. Have you ever worked with a POC who are not interested in the DEI initiatives?

I was a basis admin for validation team for 6 years and then I have been working as a product owner in automating implementations and other activities in ECS. I recently did a Mtech in software engineering. can I look at a full time developer career or continue as a product owner or move to SAP implementation. Any suggestions?

Is moving to Amsterdam as a non-Dutch speaking copywriter a bad idea? Are there more jobs for art directors? Thanks :)

Should I Go Back and Reneg? Recently I was offered a role as a Project Implementation Manager (In Retirement Services) .The salary range for Colorado residents was 65-89K. I’m located in NY so the recruiter said he would try to get me more. Ultimately he came back at 90K which is a bit inline with that I was seeing on Glassdoor but approx looks like I may leave 10-12K on the table. I accepted already but may get an offer from another HR company in account management around 90-100K. Need advice

Curious what in-house lawyers are doing for pro bono (Model Rules recommend 50 hrs/yr). Feels harder in-house because organizations like Legal Aid seem to pair with firms or expect you to be practicing with a firm.

If you could, how would you change things to prevent yourself from becoming unemployed?

What KPIs do you give upper management to set hiring expectations for senior tech talent? What tools do you use to calculate/track applicants vs recruiters screens and submissions vs HM interviews which lead to offers?

Is there such thing as making healthy pasty? I’m getting whole grain pasta but getting healthy sauce is the hard part. Any recs?

How long are you typically on the phone each day? My phone time has steadily increased throughout the pandemic to around 6 hours per day

Anyone heard about LSC?