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Hello Folks,
My LWD with current organization is on 30-Sep-2022.
I have an offer with HCl and joining date is on 3-oct-2022.
I have cleared the TCS technical and managerial round and got an email to upload the documents to proceed further with HR discussion, an I have done it yesterday.
But my priority is to go with TCS, but the doubt is will TCS provide offer or joining letter before 30-Sep-2022, because only 6 days left to complete my LWD.
Any suggestions to handle this.
Tata Consultancy
Hi sharks,
One of my friend might get offer from value labs for QA automation tester profile. How is the company and culture. Looking for good culture and wlb and job security, ready to compromise on compensation. Please share your experiences. Also they mentioned its WFH, could you please confirm ?
Valuelabs
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D1 - Roth 401k and traditional 401k share a limit. They're both 18k this year and you can't max one and then start on the other. You could make a Roth IRA and then max a 401k, but there's an income limit on the IRA.
Doesn't really matter. Plenty of arguments either way. If you go ROTH you technically out away a little more ($18k after tax is more than $18k pre-tax), but you could always just save extra outside the account. You could use it as a tax hedge, but no guarantees that tax law doesn't change at some point. My match is 9% and goes into a traditional 401k, so I out my contributions in a ROTH. Works out to almost 50/50 split.
Roth is good when you're young and probably paying your lowest tax rate. Easy to max that out and direct the rest to a 401k
All true M1, thanks for the clarification
Umm there are income limits on both Roth IRA and IRA. Although you can still contribute to an IRA if you are over the income limit but you can't get a tax deduction. You cannot contribute to a Roth IRA at all if you are over the income limit.
D2-you can back door a ROTH IRA at any income. But OP is asking about a 401K