Amex just dropped its HYSA rate from 1.5% to 1.3%

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Discover down to 1.25%. Miss the days where the rate was like 2.6% lol. It was not too long ago

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I moved into a no-penalty Ally CD @ 2.0%. The $ is my emergency fund, so it’s meant to be static but very grateful to have that there.

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Yeah I got in at 2% CDs and thankful I did

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Damn, Marcus dropped to 1.3% last week too. These rates are falling the same pace as gas prices lol...

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$SHV

Dumb question...but does the rate drop for everyone with existing accounts or just for those who would open accounts in the future?

Thats why you lock in a rate with a CD. It will remain constant for the duration of the CD

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Why do you guys mess with CDs and HYSAs? Why not just invest in equities?

EY1 - You’re better off staying fully invested. Keeping a bunch of cash is a big drag on your returns. There’s something called ROI :)

funny

CapOne has 1.5%

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