Curios to see how you guys log your down payment and remaining loan amount ( home , Auto etc ) in apps tracking net worth ?

Recently put 20% down cash for house which brought down the cash component of net worth but wondering how to balance this . Home equity ?

Phone and Internet bills reimbursement claim in Grey HR. With this claim are we getting Income tax exemption or reimbursement of cost. Can someone clarify it.

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Hi Fishes, I have one question for you.

What are avg 2 sharing PG rents in Bengaluru?

What does 401k mean?

Have about 5k to invest - should I do FXAIX or FSKAX?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

I am trying to do a backdoor roth but have about 60k sitting in traditional IRAs. I also currently live in NYC, would it be best to rollover everything into 401k, then do backdoor?

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

I make $4000/M after taxes and max 401K and spend about $2400 for all fixed costs (rent, utilities, etc). With roughly $1600 left, and with a strong goal of saving as much as I can, what are some recommendations on how I should allocate my money better. I know this is vague but need some better financial planning.

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

Where in Atlanta do you live and how much is your home? I thought Atlanta was supposed to be an affordable city? In the market for a town home and it’s only getting more expensive .... single income.

Hi new to crypto! What apps/sites would you all recommend to start investing? I have Robinhood but it doesn’t have a lot of the crypto options

Anybody have strong feelings about BAT? My friend just put his life savings in it, and I’m trying to talk him out of it...

Look into Razor Network. Small cap coin that just ICO’d and looks extremely promising.

How do you save taxes & etc . If you are making more than 175K(bonus included, no stocks).
Max out 401 K,
Can I put money in IRA?
Is there any other options to save taxes?

I have Moderna calls that expire on October 15 with a strike price of $300. Should I sell before S&P 500 inclusion and buy back in?

what you buying?

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

What is the best Chicago NYE party? Are the hotel ballroom parties worth it?

Hi Fishes!

I'm a fresher, placed at EY as a business consulting risk analyst. I will be joining by the end of this month
Would love to hear your experiences, advice, tips and things I can do to be well prepared.

Excited to be a part of this group.
Cheers
Tx

Hi fishes,
As an employee of TCS, can we avail any comprehensive/full lab tests/ health checkup tests in Hyderabad.?
While I'm checking on Medibuddy, there's an "amount to pay" displayed on each of the tests.

I know this may sound like a question but I'm not sure how far along am I. My last mense was we 8/2. My embryo transfer was 8/23. I did my blood test on 9/1 and it was positive. How do I know how many weeks am I?

9/26 check-in: Happy Monday, y’all! What are your plans for today?

For me- treadmill and triceps.

I feel like I wouldn't get many tips as a server because I'm a guy, is this really true or am I just making it up?

Hi! I’ve started Green Card process at my firm. Both me and my spouse are working on an H1B visa. Can I / Should I be including her on my application as a dependent? If not, then what would be her path to Green Card through my status.

Good books for case prep/valuation. Econ consulting, if relevant. TIA

Hi everyone! In this field, when choosing a masters degree program is it more beneficial to get a degree in Human Resources to further my knowledge in HR (my undergraduate degree is in Economics) , an MBA, or Data Science Degree due to the fact that HR is becoming more data driven as well as get a PHR / SHRM-CP certification?

Travelling to NYC in November for the first time and there's a reasonably priced airbnb in Central Harlem. Is that a safe area for 4 females to roam around late at night? I also read on Reddit that short term rentals in NYC are illegal...? Is that true? Should I avoid Airbnbs?

Any tips on best value Marriott points redemption for a beach vacation? Preferably Europe or Caribbean, and luxury resort.

My job title says Application Development Senior Analyst (SSE-Developer) but I'm performing Core SYSTEM ANALYST Role.
Is it possible to switch company for 'BUSINESS SYSTEM ANALYST' roles ?

Hi fishes, where can I find payslip in hcl portal

Going to sound like a silly question, but my hotel smoke alarm chirped one time. No smoke in my room. Anything to be concerned about before bed? Travel a lot never had alarm beep.

Currently in MBA program - top 40 school. Hoping to apply the mba intern position at google. What are my chances? Wanting to break into data analytics or PM roles. Accounting background with beginner SQl, tableau, python experience ( pls be critical)

Hi fish,
After how many days of Capgemini L2 round can i expect hr call. Thanks in advance

1YOE as a strategy consulting generalist, interested in breaking into PM. Would love to know which books / courses will get me in the best shape for PM, and if it’s worth looking into with my currently level of experience. Thank you!

Random partner asked a litigation-related question to a partner I frequently work with (i’m a transactional associate). My partner cc’d me and said for me to briefly look. Asked the library. They got me a great case. Sent it back. Now the random partner is asking for more cases in another circuit.

I haven’t done caselaw research since 1L and this isn’t even my practice… wtf do I do (I am fully utilized in my normal work and have a few deals closing soon…)

My colleague is sick and won’t go home!!! They said they have a upper respiratory infection and threw up this morning! I am in a conference room until they leave. This is so wrong!

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

Alright, who’s going to short GameStop? +80% in intraday trading, +600% as of 2021. Per WSJ - the bull rally is fueled by individual investors encouraging each other to buy the stock.

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

Just paid off student debt, have around 7K in savings - any tips on what to do ? Should I save up more till i hit 25-30K (do have a wedding potentially coming up in 2 years) or start dumping all money into stocks and btc? Currently putting 10% to Roth and make 100K pre tax income if that’s any help

Gl as a aor

Recommendations for a Roth IRA?

Why is the market going back up already? Is this how it was in 2008? Should I keep my 401k same or increase?

Thoughts on Amazon credit card? I’ve been hearing about some good perks, but not sure if I should go with something like AMEX/Chase instead

Best provider for good rates on used car loan?

If I made $1000 in dividends this year, would I have to pay any tax on it if my total yearly income was less than $20000?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

If you were to buy only one, ARKW or ARKK and why?

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Combined outstanding student loans for me and spouse $$70k.
Do you recommend pay down quickly a la Dave Ramsey, pay minimums and invest the rest, hold out hope for student loan forgiveness or something else?

Additional context - own a home in suburbs (2.15% rate, 255k outstanding, and a few 0% loans for couch, computer, Home Depot, 1 child in daycare

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

How do folks effectively save for a house down payment and max retirement?