Annual fee approaching on Cap One Savor Cash card. I really like this card for dining out. Any strategies that have worked for people to try and get the fee waived or negotiate points for keeping it open? I spend $600-800 per mo on it. If not, what is a good card to try and downgrade it to (I could start putting my dining on my CSR instead).

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

Anyone know of a good cross-border US/UK financial fiduciary?

Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

What’s the most you would feel comfortable spending on rent in BH/WeHo for a 1bed at $250k TC and no debt?

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

What do you all use to file for taxes after switching to h1b?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Can anyone share amex Bangalore location?

Can someone explain if I should use regular 401k or Roth 401k? My 2 FA’s gave different answers and I don’t understand which to use. I have already done the back door Roth IRA max

Hi Fishes,

If the gross CTC is more than 120K in Poland, tax will be 32% right?

Are there any other deductions apart from this?

My assumption is, we get atleast 68% of our gross. Are there any ways this can further reduce?

Folks from EY, what are the implications of investing in India, be it Mutual Funds or direct stock? I’m worries about the independence restrictions in India, holding off due to that

Hi, I have 2 offers below,

1. 50lakhs per year in Bangalore
2. €105k in Netherlands

Considering the economic crisis due to war, inflation etc. I am confused on which one to select. Please guide me.

Thoughts on buying an investment property in Chicago or the burbs? Recommended areas where it’s easy to rent out

I feel like I'm going to get screweeeddd over with this upcoming housing market crash. I know we paid hundreds of thousands more than the house is worth 😭

Do we need to do anything special to accept international investors?

Has anyone set up an NY 529 for their kids? Know there’s a 10k tax exemption for NY state taxes, but does anyone know if that per child, or across all children?

Any Group Life & Disability Underwriters out there? Wondering what the salary range is for those with 5-10 years experience in the US. In your response could you please include what segment size you work with?

Has any companies given their employees good raises to help with the rising costs of everything? I was a top performer and only got around 3% this last year.

Anyone know of any non clinical PA positions or options?

The worst place to work as RN is HCA Largo Hospital, FL

Need 25 likes to unlock DM.

Just kidding !

Just 12.

I have a coworker who keeps spouting comparative odds and situations in regards to the safety of the vaccine. Such as: you're twice as likely to get hit by lightening than have blod clots from JJ. It's very annoying and I find it to be really inapprorpriate, maybe because it's pushy or just I find these comparative things to be a bit irrelevant. How does one handle something like that? Can you shut the person down without starting a spat?

Any insight on Fragomen?

Random question, my boss wants me to become a notary so I can handle notarizing all of the official documents myself. Has anyone else been asked to do this for their employer? Is it ethical?

I received a recognition in September and later in October month I resigned. Is there any policy that if associate has raised separation from Accenture then he will not receive any hike or variable bonus even if his last working day is in Jan 2022?

Anyone at PwC or BDO looking to pick up some referral bonus cash?? Have 1.5 YOE in audit, NYC, looking for FDD roles. DM me!

I’m currently working with a senior level HR candidate. This individual has a doctorate in business with a focus in HR, her SPHR, Federal, and private sector experience at the singer level, and has a fabulous personality. I’m curious is anyone else having difficulties play some candidates like this? At this point I’m starting to think it’s racial or her sex based of the lack of interest in this candidate. Any thoughts?

After multiple rounds of interviews, had anyone ever been offered a job that was a full level lower than the position you were interviewed for? What did you do?

Is it common to negotiate software engineer salary at smaller companies? I know it’s common at FAANG, but what about for companies with around 200 engineers? I have a counter offer from my current company and on-site interviews scheduled for end of July with google and Amazon, but I’d prefer to go with the smaller local company if I can negotiate the salary (from offer letter) up another 5% or so.

Does anyone know where in the org the CX Transformation practice sits? I’m interviewing for a role soon and I’m trying to learn more about it. Any guidance would be appreciated!

Do cisco provides external monitors on desk while working from office?

Hello all, I’m on my F1 visa right now. I have two more chances of getting H1 through lottery. After third,Does PwC supports sending me to my LOS in diff country and file me H1 or L1 visa from there?

Do people know if the big 4 are all wfh and onboarding that way as well? Or have they started setting return to office dates?

Is Zs associates still providing WFH allowance for new joiners. Please guide as I am going to join and I am planning to buy a comfortable chair, so I will decide the budget depends on the allowance will be provided or not. Please suggest.

Help I am starting a travel project soon. What should I sign up for? What airline and hotel should I book?

Traveling for a wedding this summer and the only SPG location is only available for 1 of 2 nights. Only other good hotel is a Hilton but have no status. How bad is Hilton with not status?

Serious question: Do you feel guilty when your airline status lets you jump others on the standby list?

I personally do, but not enough to give it up.

I have no credit history and am just out of undergrad making ~$100k. Any chance of me being approved for Citi Double Cash or Chase Freedom Unlimited? Do I need to get a “starter” card to build some credit first?

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

JAL or Cathay for premium economy US to Asia (Both 777s)

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Spg or Hilton honors? Currently spg plat but wanted to know if anyone had better experiences with Hilton (service, upgrades, points accumulation mainly)

Bathroom smells of cig smoke and they can’t transfer me to another room till tomorrow. How many points?

Flight delayed 2.5 hours because of maintenance issues. How many points?

Are spg and spg points eventually going to get phased out due to merger?

Diamond medallion on Delta. They lost my bags on the outbound (3 with my wife who is Plat) and inbound flights (1) on a trip to Europe. How many points should I expect? Any advice to deal with this?

Accenture can you guys go back to Marriott and fix their customer service please I've been on hold for 30 minutes and I still have missing nights

What's the point of Delta drink vouchers when they serve alcohol on request anyway? (Even in economy)

Marriott or SPG credit card (for the sign on bonus)?

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

Is the late checkout until 4pm guaranteed for platinum elite members?

Why are so many moving from CSR to CSP. I get that the fee is significantly higher for the former, but how are benefits better for the latter?

What are some good trips to do with Bonvoy points in the Northeast (thinking more spa/relaxing vs touring cities) e.g Berkshires, Vermont etc

What is the tipping etiquette on the free platinum breakfast in a JW Marriott? The server just gets coffee / orange juice and you serve yourself. It is an overpriced buffet that I would never dine in.