Any investors interested in apps? I have a great idea and business plan put together. Initial investment gives 20-30% equity. DM for more!

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Thinking about putting 500-1k into either : Amazon, block, Nvdia, or AMD.
Which would you go for? Why? Or are you staying away from market still?

How do filmmakers find investors?

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

I want to know which tax slab can be appropriate for a 10lpa and what are the way I can manage to reduce my tax computation.
I have been to this tax slab for the first time don't have. any knowledge.
can one of you assist what can be done or what are the steps for saving the tax or us it possible to have 0 tax.
FYI,
2.2lck is hra

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

Anyone trade their personal account actively? How successful have you been?

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

I recently received an offer for 200k€ in Amsterdam. Includes travel, 30% ruling, holiday pay.

Any idea if that is enough to cover a mortgage on a flat within biking distance from the city center without over spending on housing?

(3 small kids and a non-working partner)

I recently got an offer from Infosys. Just want to check if my cap my pf to 1800 + 1800 ? To the most minimum one

Up 75% on UVXY puts expiring 7/26...sell or is it going to continue to go down?

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

Best app to track my crypto growth ( link my different crypto accounts)
I have accounts in ....CONTD

About to apply for an apt that’s asking for a $2000 good faith deposit. I’m still a little undecided about the apartment (I have another option in Jersey) Do I wait it out or just go ahead & apply? Honestly don’t know if I’ll feel 100% sure any time soon. First time living in NY & first time renting post college😭😭

A good company to work for on a small scale not much issue

Hi fishes,

TCS Hr said to expect offer letter by Feb 7 if business approval goes through.
Or she would have to come back and negotiate.
I didn't get offer till now.
How can I check my status?
It shows evaluation in progress in ibegin portal.

(Not frm Accenture)
If you are on notice period and not doing work properly or on time then what can be the consequence ?
They cant put me on performance defaulters as I voluntarily resigned and also got good feedback from client.
The reason I resigned was the sh^^head manager and project.
He said I would be released from project soon and then on bench but after resigning he is saying you have to serve the NP n we cant release early.
This is only option left to get released from this sh^t place

Hello I have got an offer in publicis sapient as Manager Automation Testing. Can sone tell me about projects for QA and growth oppurtunities here.

It happened again today. I was walking from my car into a building and remembered I had forgotten to lock my car. I had the urge to turn around but I remembered that the only valuable thing in my car was my work laptop. And I would cry tears of joy if someone broke into my car and stole my work laptop. Can anyone relate to this feeling?

Hi fishes, help me with this offer. It's an SDE role, 8 YOE. I'm currently at Google with $350-400k TC. This would be a level 5 at Robinhood. Base $210k. Sign-on bonus $45k Equity: $450k-500k. Thanks!

Anyone use air table for PM? Looking for pros and cons. Thanks in advance!

I am giving interview for data analyst roles and the level of SQL which is being asked is like above anything and I am making a fool out of myself in front of interviewers. General W3schools or resources are not serving the purpose. Can somebody help me how can I prepare well ..

Hi
My Google meet interview round is completed. When can I expect the result to be out?

Hi ladies! First gen Latina corporate lawyer here. I’ll be relocating from DC to NYC soon. Recognizing how hard it is to find diversity in the workplace even in the most diverse cities, I’ve joined this bowl in hopes of contributing to building a community among my fellow Latina lawyers. Happy to chat virtually or grab a coffee anytime.

On a scale of 1 to 10, how would you rate your looks and personality, 10 being highest?

I have an upcoming interview with Virtusa , is anyone aware of interview format , what to prepare ?

Hello guys is anyone living in chennai nearest to tril infopark tharamani? I am looking for a pg please do let me know if anyone vacancy is there

Hi Fish,

I am currently working in non tech as an analyst. I have learnt SQL AND Data warehousing concepts. I am thinking of switching to any data related role Data Analyst/Data engineer. Appreciate your views/thoughts on this.
Should I have to learn some more to switch or should take up any real time projects to start a career in the above mentioned fields.
Overall experience: 3y
CCTC: 4.2 LPA

THANK YOU

Let's start a new weekly thread: Pop in here every Wednesday to share events, shows, and activities that are happening this coming weekend!

Any thoughts for getting the legal benefit during open enrollment? Any success stories or benefits?

Any recommendations for turtle necks? I usually buy them from massimo dutti back in Europe, the ones I find here tend to be very thick

how much time it will take to release offer letter after showing evaluted in tcs ibegin?@tcs

Any angel investors interest in a manufacturing training facility in Michigan?

Am I correct in my assumption that with the new accreditation laws, anyone can pursue a Series 65 unsponsored and earn accredited investor status?

Hi all 👋 Looking for some advice. I’m in the latter stages of building my sustainable fashion platform and need investment to get it over the line and complete the product. This investment would be for development and the first batch of paid ads. Would any of the fishbowl community be able to connect me relevant sources/ links/ people?

A question for VCs: I’m currently a VC analyst. I want to eventually come back to the VC industry and perhaps become a partner (if possible). However, there’s an opportunity to work at an Endowment Fund (Harvard/Yale/Stanford level). Would you recommend me to spend the next 3-4 years doing something that’s not directly VC related? Would it be hard for me to come back to the VC industry with this experience? Why or why not? Thank you so much for your time and help!

Making this bowl to share thoughts and experiences about angel investing!

Any investors have insights into what you look for investing in a social media platform? Is this something you do or do not have interest in/why?

Background is development of a social media platform looking for a $100k investment to get off the ground in a great market with tons of opportunity and proof of concept.

Any investor interest in Healthcare SaaS Startup?

Investment: $500,000
M/M sales now: $12,500

Currently raising a European based firm, potentially looking for one additional partner. Ideally with a strong EU network and direct investment experience (e.g. in VC/CVC, a family office, etc). DM for more info.

How hard are the Series 7, 65, or 82 exams? Interested in those because I don’t see myself reaching accredited status via capital alone any time soon.

Any angel investors here interested in syndicating?

I am an expert Crypto currency trader, I do Binary/Stocks FX trade using Bitcoin and other Crypto currency and it's very profitable.

If you don't have experience about it i will teach you...

Fellow VC analysts/associates: what time do you guys go to bed? I’ve been working until 1-2am, Monday-Sunday in the past few weeks and I’m new to this job. Is this normal?

We are building Immersive Sales Training at Scale using a lifelike Avatar. With the revolutionary tech leveraged have the ability to help sales force improve their sales skills, capabilities and close more deals! We are turning average Joe into top performing sales person. We’re looking for strategic angels to come on board and scale solution globally. Are you or do you know anyone in your network that is interested, we are all ears!

Anyone interested in joining my newly launched angel investment network? It’s entirely free and takes less than a minute to sign up. Comment below and I will DM you! Thanks!