Any one here following the SECURE 2.0 Act. People got any opinions or tacts on if it could benefit us?

What is the difference between financial due diligence (FDD) and delivering deal value (DDV) at PwC?

Hi fishes can some refer me for fraud investigation or compliance

Hi everyone

Does S&P Global revise an offer based on a counter offer?

Thanks

Hi Fishes,

I have an offer of around 39 LPA + bonus and my wife is holding an offer of 32 LPA in India. Now I have received another offer from a fintech organization in Berlin, Germany who are providing me 69k Euros as base salary + 5k Euros as RSU and also an on call support of 5k Euros annually + complete relocation assistance package. My wife currently doesn't have any offer for Germany and might need to search for a job after reaching there. Is it worth? Need your suggestions please.

In CA: PC bought condo while with gf, then quitclaimed it to her via quitclaim deed and sold it to her for $100k, which they put in writing. Fast forward they broke up and PC tried to get his $100k from her and filed suit but her attorney is saying that since he quitclaimed the property to her he has no rights including no rights to the breach of contract claim. This doesn’t seem right but I’m having a hard time finding caselaw that directly says this. Any help will be appreciated!

As a chemical engineer, I have a lot of job opportunities, but as a recent graduate, I have had a hard time getting my first job. After my internship, I have only had 3 interviews. Does anyone know about any job bank for chemical engineers?

I have a career question. Is it possible to switch careers from copywriting to sales?

How many hours a week do you spend on sales enablement?

Hey everyone i have joined Accenture as a fresher on career level 11 as a fullstack engineering Analyst. Cleared GFT and all learning stuffs. But i am on bench for approx 1.5 month. What to do?how to get project for base location gurugram or delhi ncr. I get mails but they are demanding 2+ year of experience. Can anyone refer me? I know java , spring framework and started learning react js.

Anyone have any suggestions for front end guis for users to run python code? I’ve created a few tools for webscraping data, automation, and modeling but non technical users freak out when they try to run the code themselves. Any suggestions? (Have tried Juypter Notebooks and a few other IDEs)

Should One Start Looking for opportunities outside nagarro if he/she is on bench for more than 1 month and getting no proposals ??

So any tech consultants actually good with computers? I built a custom pc but ran into an issue and it will not post. Google provides complex answers I don’t think apply to my issue

Hi everyone! Anyone here work for DataRobots? I want the 411, WLB? Everything lol

H ello everyone, what are some good LinkedIn learning or certifications that are good for someone with a Healthcare Administration BS and Healthcare Informatics MS, with a strong background in Revenue Cycle Management. I am trying to become more marketable. Also, I am open for new opportunities.

Has anyone moved to ireland or visited for a long period of time. A role is opening up there and I have the potential to move. What are some things that I should consider. Currently live in SF, CA

How do you know if you have good hygiene? my ex told me I don’t

This is my routine:
- I have curly hair, can only wash it once a week/put dry shampoo if needed
- I brush my teeth 2 times a day
- Wear deodorant / perfume every day (my way, and good girl) and shave off any hair (I did laser but still), as much as possible. Some days, I cannot keep up with shaving (especially if it won’t show)
- I wear pantyliners and change it once a day/ change panties once a day
- I shower my body every day

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Fav intl ETFs?

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

Need help. I have $13k saved for my kids age 6, 9, 10 in just a high interest savings account which actually decreased to only .50APY. Looking to move it or do something with it to help it grow more than a few bucks a year. What are my options? Not sure if they'll go college route or where life leads them. I'll be adding approximately $300/month this year to the savings.

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

What expense ratio is considered higher than usual? Looking at my rollover IRA account with Vanguard where I’m invested in a target retirement fund, expense ratio is .15%
Compared with my current employer 401k plan with Fidelity where also I’m invested in a target fund, expense ratio is .09%

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?

I found out I’m not eligible for HSA ($0 deductible) and my company doesn’t offer one. Is there an alternative or should I just pour that money into IRA/401k instead?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

I am in my mid 30. Is target fund 2040 a good option to use for my pre-tax 401k account? Thanks

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

This is probably not the correct bowl to ask this question, so if anyone knows where I should post, let me know. I have a very old Steinway Upright that I’m trying to sell. How do I go about getting a quote and selling this? Do I contact Steinway? I’m assuming not many people are rushing to buy $20k+ pianos. It’s in ok condition, so I know it can’t fetch the $50k+ 😢.

Poll - share your investment portfolio in your taxable account. Wanted to see different ideas. I’ll start - 25% FXAIX 25% FNCMX 25% FSPGX 25% FBRGX.