I found out I’m not eligible for HSA ($0 deductible) and my company doesn’t offer one. Is there an alternative or should I just pour that money into IRA/401k instead?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Best perks/benefits of working at Google?

Has anyone tried UPS or Fedex pick up for moving boxes without a car? How’s the pricing? Hard to get an accurate quote

NJ Personal Income tax question:
My wife and I file a joint return. We were part time residents in 2020z unfortunately, we both filed our joint tax return. My wife sent via paper and I sent electronically. Any idea what happens now? Can't get ahold of anyone.
To make matters worse - NJ doesn't have a paper part time resident return - so you file a resident and non resident separately. Ours net to a refund but the resident one shows a large amount due and the non resident shows a large cont...

Thoughts on SCHD for Roth IRA. Currently have FBGRX and thinking to add SCHD. Will it be a good diversification?

Do we have access to learning platforms like Coursera and udemy or anything else? Or do we have an option for reimbursement?

As a relatively new investor (past few years) and an even newer stock trader (just started learning a couple weeks ago), are there particular trading strategies/technical analysis that work well for people? I’m leaning towards being a swing/trend trader vs. intraday

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Looking to buy a model Y. Test drive it yesterday. Feels a bit sporty (not luxury comfy). Debating:
(1) lease vs. buy. Thoughts?
(2) is the $10K investment in FSD even worth it? I think no.

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Partners, what is your magic number (in terms of dollars in the bank), after which you intend to retire?

Any advice on how to building wealth while making $80k a year? I am invested with my company’s 401k and am looking to buy a house. I have been working for a year now and have saved over $40k

Interview with Deloitte for Healthcare Ops transformation Senior Consultant. Wanted to know what salary range i should expect. Candidate with post 6 years of experience with Top 20 MBA degree. Currently at a competitor.

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

We are trying to change plan. What you’ll think about Aetna EPO, heard it pays 100% for IVF? Currently on BCBS not much benefits if we would want to skip IUI and jump to IVF. Any suggestions here would be helpful. Thank you.

Personal Capital users, which pnc link do you use to pair the retail account? Doesn't seem to work

Any advice on where to go after PR (financial & healthcare)? I have one year of experience and have been pretty disappointed with my current agency. I have a been actively interviewing & was thinking to go into the sales route. I graduated in 2021 and really have no idea where I want to end up. I’ve been talking to people & networking trying to figure out next steps— could use some insight. The culture at my current agency isn’t the best & the pay is basically unlivable for NYC. Any thoughts?

Anyone still holding up those stocks? Chances of regaining the momentum in the near future?

Can you apply for a per diem tax job besides your full time tax accountant job? Both are public

Any guys out there shave or trim their leg hair? Ladies - thoughts?

Anyone else’s love life so DRY that you find yourself having a crush on an older man at work who is in senior leadership? I keep it professional, but I feel like I’m doing something so bad by having this crush.

Im not sure but how much do normal warehouse managers make ? I work ina start up that a makes a substitute for peanut butter for people with nut allergies

Hi Sharks 🦈,

Need some suggestions: My current company is on a layoff spree and 2 rounds are already done and I can foresee another round coming very soon.

While I am trying to switch to other companies, I’m not able to reveal the real reason from my side for the job change, as if I say, it’s because of layoff fears than it’ll reduce my negotiation power.

What other reasons can I give as I’ve just completed 9 months here and it’s too soon for any other company to take me in.

I own a global Technology Recruitment Company and provide Coaching to Job Seelers.

Let me know if we can help.

Tom

I have a Soc analyst 3rd stage interview with the Head of Information & Cyber Security of a company , Has anyone been on either side of the table? I like to know what to except in such interview to sell myself as the best candidate for the job . Thanks

Anybody have links to videos where it breaks down what is going on in politics today?

There is this big bank where I'd love to work at, and after several interviews for various positions they end up promoting someone from within, even thou I understand it and think it’s good they promote their people, it left me feeling like I'm just being used to comply with the process.

Thoughts on Citi's Leveraged Portfolio Group at the Analyst level? I'm curious if anyone has additional details on the group for an Analyst spot. What does the group focus on in terms of work, what are hours like, decent exit Ops, interview process etc? I'm currently an Analyst in an industry specific Corporate Banking group at a competitor of Citi so I have experience underwriting HY transactions and portfolio management.

Can anybody from Netherlands explain what a junior manager is at Deloitte? I got a salary range for junior manager from Deloitte in NL that’s lower than the salary range of a starting senior consultant in pwc. I was under the impression manager in pwc is junior manager in D and senior manager in pwc = manager in D

Can someone help out and advice on the below request. I recently got an offer from Ecolab for Power platform profile

#Ecolabs work culture
Ecolab

1. Work-life balance?
2. Learning curve?
3. Management team?

Hey, does anyone work for Jacobowitz Newman Tversky? Would love to know more about the office and culture .

What are benefits we get when we join Nokia Noida office in sec 62. I have got an offer from Nokia.

To those in non-MBB: Would you rather have an offer in hand right now for MBB or FAANG pm? Assume it’s a lateral transition.

SPY 200 by year end

What's your take on mid and small cap growth funds such as VOT and VBK? Meaningful to maintain a good portion of my investment in there? (About 20-25%)

How are stock/ETF/mutual fund sales taxed? If the security overall is up by 10%, but I’ve bought in fractions over time (vs all units in one purchase), will the capital gains be taxed on the current net profit? If not, how is it calculated? Would love to get a ELI5 version of an explanation, if possible. Apologies if this is dumb question!

27, paid off car, student loans left is $18.5k, investments at $22.3k, trying to go to grad school PT by next summer. employer willing to pay $5.5k/yearly, would take me 2.3ish years to complete, projected price would be $23k after tuition reimbursement. what’s the best way to pay through school, i feel like it doesn’t make sense to put money into a 529 if i plan to withdraw so soon? thoughts were max out my 403B, show an AGI of 70K and get low cost student loans out? does this make sense to do?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

I'm 1 year out of college and recently inherited $400k and have another $120k saved up from internships and work.

I know the standard thing to do is DCA into an index fund/ETF but is there anything else I should be doing to invest my money and hedge against inflation. I'm just concerned with the political turmoil going on and trying to figure out what ETFs I should be investing in and how much I should be putting in every week.

How would you recommend investing the money?

My fiancé and I are first time home buyers (both 28 yo) and would like to know what makes more sense: buying an expensive home or buying a lower cost one. Our combined income is around 400K but since we just began working post school, our savings are only $70K right now (also 30K in student loan debt). We’re buying in a high property tax state where taxes could be 4% (think 12K taxes on 600K home). Should we get a 500K house or get a 800K - 900K (which represents most I’m willing to spend)

Just rolled over my 401K into an IRA. Any recs on ETFs to buy? I have 2 dividend ETFs so far, and want to buy things other than VTI and VTV since I have those in Roth IRA already.

Is the economy doomed? My stock portfolio and 401k certainly doesn’t stand out like it did 1-2 years back.

Anyone study the dividend growth strategy? How do you feel this stacks up vs the S&P500?

I finally decided to invest in cryptocurrency but not sure how and where to start. I am looking to invest from a long term perspective (5-10 years).

Are there any low risk steady increase options or is the whole crypto currency a high risk game?

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

Anyone here trade options in addition to working full-time? I am curious to hear about how much additional income you’re able to pull in, big lessons learned for a beginner, where to start learning/practicing, etc.

Liquidating my entire 401k today and putting it all into ETH. Will update this thread when I’m rich

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!