What expense ratio is considered higher than usual? Looking at my rollover IRA account with Vanguard where I’m invested in a target retirement fund, expense ratio is .15%
Compared with my current employer 401k plan with Fidelity where also I’m invested in a target fund, expense ratio is .09%

I am currently in school for Bachelors Healthcare management/Admin. I’ve been seeing a lot of people talk about how they got the same degree but haven’t been able to find a job or anything. I chose this degree because honestly I want to get paid in the future. I’m almost done so it’s entirely too late to switch. What jobs can I look into with this degree that would compensate me well once i graduate. I’ve been looking into healthcare consulting but if there’s any other suggestions i’m open!! thx

Other than Airbnb, what is the best way to find month to month rental options?

I'm SVP/strategy for a PR agency. I moved into PR, Healthcare, and Strategic Planning only 3 years ago. An agency recruiter is trying to convince me to move into a GSVP account role, assuring me "at that level it's all strategy." (I dont think she understands the words she's using. Or that I'm qualified). But long-term, knowing account roles are so much more plentiful than brand planning in PR, I'm wondering if I should start thinking about account. Anyone here moved from strategy to account?

Is it worth becoming certified in compensation? I have 5 years of benefits and my new employer wants me to move into Total Rewards. Is this a better career move than just remaining in Benefits?

Anyone else feel like the markets always conspire against them? I.e. I have a “fun money” day trading account and bought two stocks about a year ago. Sold them because they weren’t doing anything and I found a more attractive investment and then they’re up literally 60% over the next three days after a year of 0 movement.

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Have about 100k in cash, wanted to get into market. Any recommendations on One time buy vs dollar cost average? If DCA, what’s recommended schedule- weekly or monthly?

Hi Sharks, I urgently need your help with reviews on 'Deloitte Shared Services LLP'. Please tell me about career growth, benefits? Would really appreciate your help!

Hey everyone,

Anyone has referrals to any startups that are hiring any of the following roles:
Generalist
Operations
HR
Recruiting
Business management

I’m looking to be involved with a pre-seed, seed, series A or series B startup that provide remote work, good benefits and a decent salary.

Hello fishes, can we buy land/plot to save long term capital gain tax?

Cash out speculative stock portfolio (tech and fin holdings) and buy more cryto?

Who does your taxes? Need a recommend. Thanks.

Does your job offer a pension? Care to share? I’m wondering if ours is competitive and also wondering whether to stay or leave for greener pastures?
Population: around 35K; 5 years to vest; retirement age 65; pension calc based on average of last 5 years’ salary times years in service times multiplier; multiplier is 1.25%. TIA!

I’ve been working for my State Farm agency as a team member for 2 years. I am licensed in property and casualty as well as life and health, but only make $13 an hour. I technically can make bonuses but I’m not supposed to dig into a sale and I have to send it to a sales rep (I am service and retention mostly). My boss also has me running a retired agents office until a new one is chosen (its an hour away with no pay increase or mileage pay). Also, no benefits! Should I start job searching?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

What are the skills required to sustain in Pharma/ Healthcare Analytics in the long term?

Joining D soon as manager. Can we use Interactivebroker for stock trading?

What is the name of the credit card that gives you United PQM for each dollar spent?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

too ambitious to seek a 1-bed EV / stuy town on 100K ? If you have a success story please share (or send BK recs)

Is it possible to go from Finance Compliance to Biglaw? I have 5y Biglaw experience abroad and NY license. Moved to NY for inhouse job in finance but considering moving back after 4y.

Is salary chasing worth it? Offer would up my base by 40%. Would take me 2 years to get there here

Joining ACN as an SM, what should I expect? 12YOE in tech consulting

Hi, Can anyone tell me if I make an internal switch in TCS as a Salesforce developer, will there be any hike?

Going to Jamaica for a bachelor party Memorial Day Weekend...da hell do I wear?

I have cleared all rounds for Director position for Bangalore location and am awaiting offer. How much should I expect ? Are there any relocation benefits as I will be moving from Pune

Female 🐠 - how bad is dating in nyc in your late 20s - early 30s? I’m going through a break up and obviously not going to look for anything serious right away but just curious on what to expect

Any smart, funny and caring Desi F Interested in connecting? Trying really hard to avoid the matrimonial route.

Curious what in-house lawyers are doing for pro bono (Model Rules recommend 50 hrs/yr). Feels harder in-house because organizations like Legal Aid seem to pair with firms or expect you to be practicing with a firm.

Refer me please. Currently working in Goldman Sachs’ Global Compliance Division, looking for new opportunities. DM me

What are the drawbacks of the firms that have earlier tracks for income partners (i.e. Kirkland, McDermott, etc.)? Is the pay pretty much the same as “associates” your year making market? Do you non-billable admin and business development expectations go up?

Does anyone have any tips on how to reach out to a recruiter? Is it weird to just email someone I found online with my resume?

Hi, what salary can I expect for 2 year full stack developer experience at a product firm. It would be great if someone can give an insight.

turns out me and my wife underpaid taxes by 12k. Anyone else getting a nasty end of year surprise?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

New to investing and have 60k I want to buy index funds/ETFs with, should I invest like 5-10k a month or all at once? For context, I have emergency fund already established and contributed to Roth IRA

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

After figuring out FI/RE I am less motivated.

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

Best HYSA with a good account opening bonus?

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Can someone explain the benefit of whole life or similar products? I understand that they are bad for 99.9% of people. How does the 0.1% benefit? Taxes? Asset protection?

I'm struggling to understand why anyone would use these at all. Significantly caps your upside. If you are uber wealthy, why wouldn't you continue investing in the market? Why pay the crazy fees for these products that are essentially just 90% treasury bonds and 10% levered ETFs and covered calls?

Such a Boring session today! 30 mins left. Any drama big movers?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea